160 Cottage St, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 160 Cottage St, Athol, MA 01331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,017 sqft · built 1920
Lot Size	0.281 acres (12,240 sqft)
Owner	Individual Name on File
Last Sale	$15,000 (Aug 2017)
Tax Bill	$3,424 (2025)
Deeds & Mortgages	Mar 2022 Refinance Sep 2023 Mortgage + 1 more
APN	`ATHO M:00029 B:00114 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ATHO M:00029 B:00114 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,017 sqft Living Area
Gross Area	4,160 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,240 sqft (0.281 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	160 COTTAGE ST
City	ATHOL
State	MA
Zip	01331-2305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	114
Jurisdiction	ATHOL MA
Township / Civil Division	ATHOL
Census Block Group	2
Census Block	2017
Census Tract	703100

Owner

Source: Worcester County and Athol Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	160 COTTAGE ST, ATHOL, MA 01331-2305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ATHOL CU
Sep 11, 2023	Deed of Trust, Mortgage · ARM LEOMINSTER CU
Feb 4, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 7, 2017 · Amount on Record
Deed Sale	Aug 7, 2017 · Amount on Record
Prior Sale	Feb 18, 2011 · Amount on Record
Deed Book / Page	57543 / 222
Last Transfer Date	Feb 2, 2022
Transfer Doc	067066-113
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	160 COTTAGE ST, ATHOL, MA 01331-2305
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067349-94
Date	Mar 30, 2022
Book Page	67349/94
Instrument	34955

Lender

Name	ATHOL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	160 COTTAGE ST, ATHOL, MA 01331-2305
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069625-314
Date	Sep 11, 2023
Book Page	69625/314
Instrument	75260

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Oct 1, 2033
Index	5-Year CMT

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	Feb 4, 2022
Property Address	160 COTTAGE ST, ATHOL, MA 01331-2305
Document Number	067066-113
Book / Page	67066 / 113
Instrument Date	Feb 2, 2022
Instrument	14113
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 COTTAGE ST, ATHOL, MA 01331-2305

Tax Assessment & Valuation

Source: Worcester County and Athol Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Athol Town
Unified School District	Athol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,424.00 (+4.9%)	$269,400 (+5.9%) Land $49,900 Building $219,500	$258,875 (-9.56%)
2024	$3,264.00 (+321.16%)	$254,400 (+360.87%) Land $49,900 Building $204,500	$286,235
2023	$775.00	$55,200 Land $36,200 Building $19,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHOL DPW WATER DIVISION serves 10,587 people · EPA ID MA1015000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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