270 Cottage St, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 270 Cottage St, Athol, MA 01331

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 2,105 sqft · built 1890
Lot Size	0.242 acres (10,520 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Nov 2024)
Tax Bill	$2,998 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage May 2023 Refinance + 3 more
APN	`ATHO M:00029 B:00128 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ATHO M:00029 B:00128 L:00000`
Alternative APN	`2099`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,105 sqft Living Area
Gross Area	4,364 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,520 sqft (0.242 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	2099
Street Address	270 COTTAGE ST
City	ATHOL
State	MA
Zip	01331-2950
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	128
Jurisdiction	ATHOL MA
Township / Civil Division	ATHOL
Census Block Group	2
Census Block	2023
Census Tract	703100

Owner

Source: Worcester County and Athol Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	270 COTTAGE ST, ATHOL, MA 01331-2950
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Quit Claim Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
May 15, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance EAST WEST BANK
Mar 22, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 1, 2019	Warranty Deed, Transfer NOT AVAILABLE
Mar 28, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 13, 2024 · Amount on Record
Deed Sale	Nov 13, 2024 · Amount on Record
Prior Sale	Feb 23, 2024 · Amount on Record
Deed Document Number	202494147
Deed Book / Page	71283 / 206
Record Updated	Jun 8, 2026

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	Feb 23, 2024
Property Address	270 COTTAGE ST, ATHOL, MA 01331-2950
Document Number	070221-342
Book / Page	70221 / 342
Instrument Date	Feb 23, 2024
Instrument	13386
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 COTTAGE ST, ATHOL, MA 01331-2950

Mortgage

Document Number	0000013387
Date	Feb 23, 2024
Instrument	13387

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	270 COTTAGE ST, ATHOL, MA 01331-2950
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0069134-44
Date	May 15, 2023
Book Page	69134/44
Instrument	37250

Lender

Name	EAST WEST BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2038

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	Mar 22, 2023
Property Address	270 COTTAGE ST, ATHOL, MA 01331-2950
Document Number	068940-277
Book / Page	68940 / 277
Instrument Date	Mar 16, 2023
Instrument	22238
Transaction Type	Transfer
Record Updated	Apr 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 POWDERMILL RD # STE13, STE13, ACTON, MA 01720-5932
Investor	Possibly a Property Investor

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ATHOL MA
Recording Date	Aug 1, 2019
Property Address	270 COTTAGE ST, ATHOL, MA 01331-2950
Document Number	60808-258
Book / Page	060808 / 000258
Instrument Date	Jul 30, 2019
Instrument	75606
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$199.73
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 POWDERMILL RD #136 ACTON MA 017205932, 136, ACTON, MA 01720-5932

March 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	ATHOL MA
Recording Date	Mar 28, 2018
Property Address	270 COTTAGE ST, ATHOL, MA 01331-2950
Document Number	58591-369
Book / Page	058591 / 000369
Instrument Date	Nov 27, 2017
Instrument	28469
Transaction Type	Foreclosure
Record Updated	Apr 17, 2018

Transaction

Amount	Amount Recorded
Tax	$387.60
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 LIVINGSTON AVE ST PAUL MN 551072292, ST PAUL, MN 55107-2292

Tax Assessment & Valuation

Source: Worcester County and Athol Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Athol Town
Unified School District	Athol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,998.00 (+1.11%)	$235,900 (+2.08%) Land $49,400 Building $186,500
2024	$2,965.00 (+9.13%)	$231,100 (+19.43%) Land $49,400 Building $181,700
2023	$2,717.00	$193,500 Land $35,800 Building $157,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHOL DPW WATER DIVISION serves 10,587 people · EPA ID MA1015000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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