Lorain County property record for 1921 E 40th St, Lorain, OH 44055 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1972 |
| Square Footage | 1,860 sqft Living Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $70,000 (2008) |
| Tax Bill | $1,946.00 (2025) |
| Primary APN | 03-00-100-116-028 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 10 Rooms |
| Building Area | 1,860 sqft Living Area |
| 1st Floor | 1,232 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Split Level Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 7,841 sqft (0.18 acres) |
| Depth X Width | 127 ft x 62 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 220 sqft Garage |
| Deck Area | 140 sqft Deck |
|---|---|
| Patio Area | 266 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 84 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1921 E 40TH ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44055-2609 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OAKWOOD AC SUB 62 X 127 S/L 533 |
| Legal Subdivision | OAKWOOD ACRES SUBDIVISION #7 |
| Legal Block | 116 |
| Legal Lot Number | 533 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | LORAIN |
| Census Blockgroup | 2 |
| Census Block | 2013 |
| Census Tract | 97500 |
Source: Lorain County records · APN 03-00-100-116-028
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1921 E 40TH ST, LORAIN, OH 44055-2609 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 21, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 23, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 23, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 21, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 27, 2008 · Amount on Record |
| Deed Sale | May 27, 2008 · Amount on Record |
| Prior Sale | Oct 17, 2007 · Amount on Record |
| Deed Doc Number | 2008002378 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1921 E 40TH ST, LORAIN, OH 44055-2609 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1921 E 40TH ST, LORAIN, OH 44055-2609 |
| Document Number | 0000830017 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 2021-0830017 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 25, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1921 E 40TH ST, LORAIN, OH 44055-2609 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1921 E 40TH ST, LORAIN, OH 44055-2609 |
| Document Number | 0000830327 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 2021-0830327 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1921 E 40TH ST, LORAIN, OH 44055-2609 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1921 E 40TH ST, LORAIN, OH 44055-2609 |
| Document Number | 20210830327 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 2021-0830327 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1921 E 40TH ST, LORAIN, OH 44055-2609 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1921 E 40TH ST, LORAIN, OH 44055-2609 |
| Document Number | 20210830017 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 2021-0830017 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 25, 2051 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,946.00 | $50,840 (+%) Land $5,280 Building $45,560 | $145,250 (-) Land $15,080 Building $130,170 |
| 2024 | $1,946.00 (-3.85%) | $50,838 (+35.72%) Land $5,278 Building $45,560 | $145,250 (+35.72%) Land $15,080 Building $130,170 |
| 2023 | $2,024.00 (+0.85%) | $37,457 (+0.02%) Land $5,873 Building $31,584 | $107,020 (-) Land $16,780 Building $90,240 |
| 2022 | $2,007.00 | $37,450 Land $5,870 Building $31,580 | |
| 2021 | $107,020 Land $16,780 Building $90,240 |
1921 E 40th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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