1939 Bernard Rd, Bernard, IA 52032 Property Records

Dubuque County property record for 1939 Bernard Rd, Bernard, IA 52032

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,674 sqft · built 2004
Lot Size0.65 acres (28,314 sqft)
OwnerOwner Name on File
Tax Bill$2,632 (2024)
Flood ZoneZone X (minimal risk)
APN20-27-203-002

Property Details

APN / Parcel Number

Primary APN20-27-203-002

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,674 sqft Living Area
1st Floor Area1,674 sqft
Basement Area1,674 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area28,314 sqft (0.65 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeAttached
Garage Area676 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area116 sqft
Patio Area342 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address1939 BERNARD RD
CityBERNARD
StateIA
Zip52032-9524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCO
Legal DescriptionLOT 10 KRK DEVELOPMENT CO SUB;
Legal SubdivisionKRK DEVELOPMENT CO SUB
Legal Lot Number10
JurisdictionDUBUQUE IA
Township / Civil DivisionPRAIRIE CREEK
Census Block Group3
Census Block3101
Census Tract10300

Owner

The current owner of 1939 Bernard Rd acquired it in May 2004.

Source: Dubuque County records, as of October 6, 2025

Owner of RecordOwner Name on File
Mailing Address1939 BERNARD RD, BERNARD, IA 52032-9524
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 6, 2004
Transfer Doc0000007704
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
Unified School DistrictWestern Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$289,700 Land $50,800 Building $238,900$289,700 Land $50,800 Building $238,900
2024$2,632.00
2023$264,800 (+25.43%) Land $48,400 Building $216,400$264,800 Land $48,400 Building $216,400
2022$2,402.00 Homeowner's exemption$211,120 Land $37,250 Building $173,870
2021$211,120 Land $37,250 Building $173,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1939 Bernard Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimJul 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1939 Bernard Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bernard Telephone Company
Fiber
1,000 / 1,000

May also be available: Nextlink.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Bernard Rd

Nearby Streets

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