Dubuque County property record for 1920 Bernard Rd, Bernard, IA 52032
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 3 ba · 1,344 sqft · built 1992 |
| Lot Size | 1.49 acres (64,904 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,076 (2024) |
| Deeds & Mortgages | Sep 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-27-227-004 |
| Primary APN | 20-27-227-004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Basement Area | 1,344 sqft |
| Sunroom | Sunroom |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood Frame |
| Lot Area | 64,904 sqft (1.49 acres) |
| Garage Type | Mixed |
| Garage Area | 1,488 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 189 sqft |
| Deck Area | 100 sqft |
| Patio Area | 394 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 1920 BERNARD RD |
|---|---|
| City | BERNARD |
| State | IA |
| Zip | 52032-9524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 1 AMBROSY PLACE #3; |
| Legal Range | 01E |
| Legal Township | 87N |
| Legal Section | 27 |
| Legal Subdivision | AMBROSY PLACE |
| Legal Lot Number | 1 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | PRAIRIE CREEK |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 10300 |
Source: Dubuque County records, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1920 BERNARD RD, BERNARD, IA 52032-9524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 1920 BERNARD RD, BERNARD, IA 52032-9524 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015551 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021-00015551 |
| Name | MIDWESTONE BANK |
|---|---|
| Type | Bank |
| Address | DUBUQUE, IA 52002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 25, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Unified School District | Western Dubuque County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $244,815 (+21.94%) Land $3,215 Building $241,600 | $244,815 (+21.94%) Land $3,215 Building $241,600 | |
| 2024 | $2,076.00 (+17.82%) | ||
| 2023 | $200,761 (+31.79%) Land $2,761 Building $198,000 | $200,761 (+31.79%) Land $2,761 Building $198,000 | |
| 2022 | $1,762.00 Homeowner's exemption Additional exemption filed | $152,330 Land $2,190 Building $150,140 | |
| 2021 | $152,330 Land $2,190 Building $150,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bernard Telephone Company Fiber | 1,000 / 1,000 |
May also be available: Nextlink.
5G and 4G LTE (outdoors only)
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