Dubuque County property record for 1711 Bernard Rd, Bernard, IA 52032
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 6 ba · 2,267 sqft · built 2016 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Mar 2016) |
| Tax Bill | $4,538 (2024) |
| Deeds & Mortgages | Nov 2022 Line of Credit Oct 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-27-204-002 |
| Primary APN | 20-27-204-002 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,267 sqft Living Area |
| Basement Area | 2,267 sqft |
| Finished Basement | 1,590 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Attached |
| Garage Area | 972 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 373 sqft |
| Deck Area | 16 sqft |
| Patio Area | 522 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 1711 BERNARD RD |
|---|---|
| City | BERNARD |
| State | IA |
| Zip | 52032-9503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 2 LARKIN PLACE; |
| Legal Subdivision | LARKIN PLACE |
| Legal Lot Number | 2 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | PRAIRIE CREEK |
| Census Block Group | 3 |
| Census Block | 3102 |
| Census Tract | 10300 |
Source: Dubuque County records, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1711 BERNARD RD, BERNARD, IA 52032-9503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2022 | Deed of Trust, Mortgage · Line of Credit DUBUQUE BANK & TRUST CO |
| Oct 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DUBUQUE BANK & TRUST CO |
| Nov 13, 2019 | Deed of Trust, Mortgage DUBUQUE BK&TR |
| Apr 7, 2017 | Deed of Trust, Mortgage DUBUQUE BK&TR |
| Mar 28, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage DUBUQUE BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2016 · Amount on Record |
| Deed Sale | Mar 10, 2016 · Amount on Record |
| Deed Document Number | 0000162583 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 1711 BERNARD RD, BERNARD, IA 52032-9503 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1711 BERNARD RD, BERNARD, IA 52032-9503 |
| Document Number | 0000013398 |
|---|---|
| Date | Nov 1, 2022 |
| Instrument | 2022-00013398 |
| Name | DUBUQUE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DUBUQUE, IA 52004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 1711 BERNARD RD, BERNARD, IA 52032-9503 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017034 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 2020-00017034 |
| Name | DUBUQUE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DUBUQUE, IA 52001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 1711 BERNARD RD, BERNARD, IA 52032-9503 |
| Document Number | 0000014404 |
| Instrument Date | Nov 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1711 BERNARD RD BERNARD IA 520329503, BERNARD, IA 52032-9503 |
| Document Number | 0000014404 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 14404 |
| Name | DUBUQUE BK&TR |
|---|---|
| Type | Bank |
| Address | 1398 CENTRAL AVE, DUBUQUE, IA 52001-5021 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Nov 17, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 1711 BERNARD RD, BERNARD, IA 52032-9503 |
| Document Number | 0000003914 |
| Instrument Date | Apr 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1711 BERNARD RD BERNARD IA 520329503, BERNARD, IA 52032-9503 |
| Document Number | 0000003914 |
|---|---|
| Date | Apr 7, 2017 |
| Instrument | 3914 |
| Name | DUBUQUE BK&TR |
|---|---|
| Type | Bank |
| Address | DUBUQUE, IA 52002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 6, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Mar 28, 2017 |
| Property Address | 1711 BERNARD RD, BERNARD, IA 52032-9503 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 3388 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 8, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1711 BERNARD RD BERNARD IA 520329503, BERNARD, IA 52032-9503 |
| Document Number | 0000003388 |
|---|---|
| Date | Mar 28, 2017 |
| Instrument | 3388 |
| Name | DUBUQUE BK&TR |
|---|---|
| Type | Bank |
| Address | DUBUQUE, IA 52004-0778 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Unified School District | Western Dubuque County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $472,300 (+8.92%) Land $2,300 Building $470,000 | $472,300 (+8.92%) Land $2,300 Building $470,000 | |
| 2024 | $4,538.00 (+10.04%) | ||
| 2023 | $433,627 (+24.01%) Land $1,727 Building $431,900 | $433,627 (+24.01%) Land $1,727 Building $431,900 | |
| 2022 | $4,124.00 Homeowner's exemption Additional exemption filed | $349,660 Land $1,410 Building $348,250 | |
| 2021 | $349,660 Land $1,410 Building $348,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Jul 2011 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bernard Telephone Company Fiber | 1,000 / 1,000 |
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