1593 Bernard Rd, Bernard, IA 52032 Property Records

Dubuque County property record for 1593 Bernard Rd, Bernard, IA 52032

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,440 sqft · built 1992
Lot Size	1.89 acres (82,328 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,062 (2024)
Deeds & Mortgages	Jul 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20-27-251-003`

Property Details

APN / Parcel Number

Primary APN	`20-27-251-003`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Basement Area	1,440 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 1992
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	82,328 sqft (1.89 acres)
Lot Dimensions	75 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	1,050 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	88 sqft
Deck Area	268 sqft
Patio Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1593 BERNARD RD
City	BERNARD
State	IA
Zip	52032-9579
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 1 MELOY PLACE;
Legal Range	01E
Legal Township	87N
Legal Section	27
Legal Subdivision	MELOY PLACE
Legal Lot Number	1
Jurisdiction	DUBUQUE IA
Township / Civil Division	PRAIRIE CREEK
Census Block Group	3
Census Block	3102
Census Tract	10300

Owner

1593 Bernard Rd is owner-occupied and held in a trust since July 2020.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	1593 BERNARD RD, BERNARD, IA 52032-9579
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Transfer Date	Jul 8, 2020
Transfer Doc	0000009768
Record Updated	Jun 8, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jul 8, 2020
Property Address	1593 BERNARD RD, BERNARD, IA 52032-9579
Document Number	0000009768
Instrument Date	Jul 7, 2020
Instrument	9768
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	1593 BERNARD RD BERNARD IA 520329579, BERNARD, IA 52032-9579

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$348,600 Land $70,600 Building $278,000	$348,600 Land $70,600 Building $278,000
2024	$3,062.00
2023		$318,700 (+27.59%) Land $67,300 Building $251,400	$318,700 Land $67,300 Building $251,400
2022	$2,868.00 Homeowner's exemption	$249,780 Land $51,760 Building $198,020
2021			$249,780 Land $51,760 Building $198,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1593 Bernard Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Jul 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1593 Bernard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bernard Telephone Company Fiber	1,000 / 1,000