1931 Union St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 1931 Union St, Saint Joseph, MO 64501

Property Summary

Property Type	Single Family Home
Details	1,092 sqft · built 1952
Lot Size	0.171 acres (7,440 sqft)
Owner	Individual Name on Record
Last Sale	$84,700 (Jul 2020)
Tax Bill	$854 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Apr 2020 Sale
APN	`06-2.0-09-002-001-180.000`

Property Details

APN / Parcel Number

Primary APN	`06-2.0-09-002-001-180.000`

Interior

Building Area	1,092 sqft Base Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	7,440 sqft (0.171 acres)
Lot Dimensions	120 ft deep x 62 ft wide

Location & Zoning

Street Address	1931 UNION ST
City	SAINT JOSEPH
State	MO
Zip	64501-2057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:KEMPER'S LOT:10 BLK:5LGL DESC:S 120'
Legal Subdivision	KEMPERS
Legal Block	5
Legal Lot Number	10
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1004
Census Tract	1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Kemper Addition Historic District listed 2002 · 79 contributing resources · NRIS 01000721

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1931 UNION ST, SAINT JOSEPH, MO 64501-2057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 29, 2020	Warranty Deed, Transfer ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2020 · Amount on Record
Deed Sale	Jul 23, 2020 · Amount on Record
Prior Sale	Apr 29, 2020
Deed Document Number	20206240
Deed Book / Page	3751 / 75
Prior Transfer Date	Oct 1, 2015
Prior Transfer Doc	2015010373
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jul 23, 2020
Property Address	1931 UNION ST, SAINT JOSEPH, MO 64501-2057
Document Number	0003751/75
Book / Page	3751 / 75
Instrument Date	Jul 22, 2020
Instrument	2020006240
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1931 UNION ST, SAINT JOSEPH, MO 64501-2057

Mortgage

Document Number	2020006241
Date	Jul 23, 2020
Instrument	2020006241

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 29, 2020
Property Address	1931 UNION ST, SAINT JOSEPH, MO 64501-2057
Document Number	003748/157
Book / Page	3748 / 157
Instrument Date	Apr 29, 2020
Instrument	2020003303
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 156, DANIA BEACH, FL 33004-0156

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$854.00	$11,930 (+6.33%) Land $1,810 Building $10,120	$62,760 (+6.28%) Land $9,500 Building $53,260
2024	$854.00 (+16.03%)
2023	$736.00 (-0.67%)	$11,220 (-) Land $1,810 Building $9,410	$59,050 (-) Land $9,500 Building $49,550
2022	$741.00	$11,220 Land $1,810 Building $9,410
2021			$59,050 Land $9,500 Building $49,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1993–2005)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, United Fiber.

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