2005 Union St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 2005 Union St, Saint Joseph, MO 64501

Property Summary

Property Type	Single Family Home
Details	1,024 sqft · built 1949
Lot Size	0.161 acres (6,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$188,179 (Aug 2021)
Tax Bill	$961 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2019 Mortgage
APN	`06-2.0-09-002-001-184.000`

Property Details

APN / Parcel Number

Primary APN	`06-2.0-09-002-001-184.000`

Interior

Building Area	1,024 sqft Base Area
1st Floor Area	1,024 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	6,996 sqft (0.161 acres)
Lot Dimensions	120 ft deep x 58.3 ft wide

Location & Zoning

Street Address	2005 UNION ST
City	SAINT JOSEPH
State	MO
Zip	64501-2059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:KEMPER'S LOT:12 BLK:12LGL DESC:EX N 80'
Legal Subdivision	KEMPERS
Legal Block	12
Legal Lot Number	12
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1003
Census Tract	1000

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2005 UNION ST, SAINT JOSEPH, MO 64501-2059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Feb 8, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2021 · Amount on Record
Deed Sale	Aug 2, 2021 · Amount on Record
Prior Sale	Feb 8, 2019 · Amount on Record
Deed Document Number	20218160
Deed Book / Page	3765 / 485
Prior Transfer Date	Jun 14, 2021
Prior Transfer Doc	003765/485
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Aug 2, 2021
Property Address	2005 UNION ST, SAINT JOSEPH, MO 64501-2059
Document Number	003765/485
Book / Page	3765 / 485
Instrument Date	Jun 14, 2021
Instrument	2021008160
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2005 UNION ST, SAINT JOSEPH, MO 64501-2059

Mortgage

Document Number	2021008161
Date	Aug 2, 2021
Instrument	2021008161

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Feb 8, 2019
Property Address	2005 UNION ST, SAINT JOSEPH, MO 64501-2059
Document Number	003725/336
Book / Page	3725 / 336
Instrument Date	Feb 7, 2019
Instrument	2019000899
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 UNION ST, SAINT JOSEPH, MO 64501-2059

Mortgage

Document Number	003725/338
Date	Feb 8, 2019
Book Page	3725/338
Instrument	2019000900

Lender

Name	PRIMELENDING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$961.00	$13,440 (+14.77%) Land $1,810 Building $11,630	$70,730 (+14.82%) Land $9,500 Building $61,230
2024	$961.00 (+25.13%)
2023	$768.00 (-0.65%)	$11,710 (-) Land $1,810 Building $9,900	$61,600 (-) Land $9,500 Building $52,100
2022	$773.00	$11,710 Land $1,810 Building $9,900
2021			$61,600 Land $9,500 Building $52,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1993–2005)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, United Fiber.

Nearby Properties on Union St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures