1919 Union St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 1919 Union St, Saint Joseph, MO 64501

Property Summary

Property Type	Single Family Home
Details	936 sqft · built 1885
Lot Size	0.074 acres (3,204 sqft)
Owner	Individual Name on File
Last Sale	$15,000 (Jun 2023)
Tax Bill	$461 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2023 Sale
APN	`06-2.0-09-002-001-175.001`

Property Details

APN / Parcel Number

Primary APN	`06-2.0-09-002-001-175.001`

Interior

Building Area	936 sqft Base Area
1st Floor Area	936 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Lot Area	3,204 sqft (0.074 acres)
Lot Dimensions	89 ft deep x 36 ft wide

Location & Zoning

Street Address	1919 UNION ST
City	SAINT JOSEPH
State	MO
Zip	64501-2057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:KEMPER'S LOT:13 BLK:5LGL DESC:E 2' OF S 89' OF L 14 & W 34' OF S 89' OF L 13
Legal Subdivision	KEMPERS
Legal Block	5
Legal Lot Number	13
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1004
Census Tract	1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Kemper Addition Historic District listed 2002 · 79 contributing resources · NRIS 01000721

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1919 Union St is owned by an individual who bought it in June 2023.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1922 CLAY ST, SAINT JOSEPH, MO 64501-2047
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 14, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2023 · Amount on File
Deed Sale	Jun 14, 2023 · Amount on File
Deed Document Number	20234282
Deed Book / Page	3787 / 761
Prior Transfer Date	Dec 17, 2010
Prior Transfer Doc	03247/0666
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1919 UNION ST, SAINT JOSEPH, MO 64501-2057
Transaction Type	Mortgage
Record Updated	Aug 23, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1919 UNION ST, SAINT JOSEPH, MO 64501-2057

Mortgage

Document Number	003789/446
Date	Aug 8, 2023
Book Page	3789/446
Instrument	2023005983

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 14, 2023
Property Address	1919 UNION ST, SAINT JOSEPH, MO 64501-2057
Document Number	003787/761
Book / Page	3787 / 761
Instrument Date	Apr 7, 2023
Instrument	2023004282
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2670 STRINGTOWN RD, EVANSVILLE, IN 47711-3371

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1922 CLAY ST, SAINT JOSEPH, MO 64501-2047

Tax Assessment & Valuation

The 2025 property tax bill for 1919 Union St was $461, up 0.2% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$461.00 (+0.22%)	$6,470 Land $480 Building $5,990	$34,040 Land $2,500 Building $31,540
2024	$460.00 (+16.75%)
2023	$394.00 (-0.76%)	$6,050 (-) Land $480 Building $5,570	$31,830 Land $2,500 Building $29,330
2022	$397.00	$6,050 Land $480 Building $5,570
2021			$31,830 Land $2,500 Building $29,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1919 Union St; there have been 4 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1993–2005)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1919 Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, United Fiber.

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