Buchanan County property record for 2009 Union St, Saint Joseph, MO 64501
| Property Type | Single Family Home |
|---|---|
| Details | 1,150 sqft · built 1945 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,320 (Mar 2026) |
| Tax Bill | $1,054 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2017 Mortgage + 4 more |
| APN | 06-2.0-09-002-001-185.000 |
| Primary APN | 06-2.0-09-002-001-185.000 |
|---|
| Building Area | 1,150 sqft Base Area |
|---|---|
| 1st Floor Area | 1,150 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 120 ft deep x 58.3 ft wide |
| Street Address | 2009 UNION ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64501-2059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:KEMPER'S LOT:11 BLK:12LGL DESC:S 120' L 11 |
| Legal Subdivision | KEMPERS |
| Legal Block | 12 |
| Legal Lot Number | 11 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1000 |
2009 Union St is owned and occupied by an individual who bought it in March 2026.
Source: Buchanan County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2009 UNION ST, SAINT JOSEPH, MO 64501-2059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP |
| Aug 18, 2017 | Deed, Transfer · VA Mortgage USAA FSB |
| Jul 9, 2013 | Warranty Deed, Transfer · FHA Mortgage UNITED FIDELITY FUNDING CORP |
| Aug 4, 2005 | Quit Claim Deed, Transfer ALLIED ABSTRACT AND TITLE COMPANY INC, HALL ABSTRACT & TITLE CO INC |
| Aug 4, 2005 | Special Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Jun 16, 2005 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2026 · Amount on File |
| Deed Sale | Mar 30, 2026 · Amount on File |
| Prior Sale | Aug 18, 2017 · Amount on File |
| Deed Document Number | 20262367 |
| Deed Book / Page | 3817 / 160 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Mar 30, 2026 |
| Property Address | 2009 UNION ST, SAINT JOSEPH, MO 64501-2059 |
| Document Number | 003817/160 |
| Book / Page | 3817 / 160 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 2026002367 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2009 UNION ST, SAINT JOSEPH, MO 64501-2059 |
| Document Number | 2026002368 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 2026002368 |
| Name | AMERICAN PORTFOLIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Aug 18, 2017 |
| Property Address | 2009 UNION ST, SAINT JOSEPH, MO 64501-2059 |
| Document Number | 2017008170 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 2017008170 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | PREFERRED TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 200 UNION ST, ST JOSEPH, MO 64501 |
| Document Number | 2017008171 |
|---|---|
| Date | Aug 18, 2017 |
| Instrument | 2017008171 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jul 9, 2013 |
| Property Address | 2009 UNION ST, SAINT JOSEPH, MO 64501-2059 |
| Document Number | 03414/0783 |
| Book / Page | 3414 / 0783 |
| Instrument Date | Jul 8, 2013 |
| Instrument | 2013008192 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TITLE OF ST JOSEPH |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2009 UNION ST, SAINT JOSEPH, MO 64501-2059 |
| Investor | Possibly a Property Investor |
| Document Number | 2013008193 |
|---|---|
| Date | Jul 9, 2013 |
| Instrument | 2013008193 |
| Name | UNITED FIDELITY FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2043 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Aug 4, 2005 |
| Property Address | 2009 UNION ST, SAINT JOSEPH, MO 64501-2059 |
| Document Number | 02819/0676 |
| Book / Page | 2819 / 0676 |
| Instrument Date | Jul 28, 2005 |
| Instrument | 2005012212 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | ALLIED ABSTRACT AND TITLE COMPANY INC, HALL ABSTRACT & TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1000 TECHNOLOGY DR, O FALLON, MO 63368-2239 |
| Name | Verified Name |
|---|---|
| Address | 8609 WESTWOOD CENTER DR, VIENNA, VA 22182-7521 |
| Investor | Possibly a Property Investor |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Aug 4, 2005 |
| Property Address | 2009 UNION ST, SAINT JOSEPH, MO 64501-2059 |
| Document Number | 02819/0678 |
| Book / Page | 2819 / 0678 |
| Instrument Date | Jul 14, 2005 |
| Instrument | 2005012213 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | ALLIED ABSTRACT AND TITLE COMPANY INC, HALL ABSTRACT & TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 704 SWAILS DR, WATHENA, KS 66090-4119 |
| Document Number | 2005012214 |
|---|---|
| Date | Aug 4, 2005 |
| Instrument | 2005012214 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2035 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jun 16, 2005 |
| Property Address | 2009 UNION ST, SAINT JOSEPH, MO 64501-2059 |
| Document Number | 02803/0103 |
| Book / Page | 2803 / 0103 |
| Instrument Date | Jun 1, 2005 |
| Instrument | 2005009190 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 14, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 2009 UNION ST, SAINT JOSEPH, MO 64501-2059 |
| Name | Verified Name |
|---|---|
| Address | 1000 TECHNOLOGY DR, O FALLON, MO 63368-2239 |
The 2025 property tax bill for 2009 Union St was $1,054.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,054.00 | $14,750 Land $1,810 Building $12,940 | $77,610 Land $9,500 Building $68,110 |
| 2024 | $1,054.00 (+16.21%) | ||
| 2023 | $907.00 (-0.66%) | $13,850 (-) Land $1,810 Building $12,040 | $72,850 Land $9,500 Building $63,350 |
| 2022 | $913.00 | $13,850 Land $1,810 Building $12,040 | |
| 2021 | $72,850 Land $9,500 Building $63,350 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 2009 Union St; there have been 4 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1993–2005) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2009 Union St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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