193 Koski Rd, Esko, MN 55733 Property Records

Carlton County property record for 193 Koski Rd, Esko, MN 55733

Property Summary

Property Type	Single Family Home
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on Record
Tax Bill	$5,720 (2026)
Deeds & Mortgages	Feb 2008 Line of Credit Aug 2011 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`78-020-3745`

Property Details

APN / Parcel Number

Primary APN	`78-020-3745`
Alternative APN	`26074`

Exterior

Lot Area	54,450 sqft (1.25 acres)

Location & Zoning

Account Number	26074
Street Address	193 KOSKI RD
City	ESKO
State	MN
Zip	55733-9426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF NE1/4 OF NE TOWN OF THOMSON TOWNSHIP
Legal Range	16
Legal Township	49
Legal Section	18
Legal Subdivision	TOWN OF THOMSON TOWNSHIP
Jurisdiction	CARLTON MN
Township / Civil Division	THOMSON
Census Block Group	2
Census Block	2014
Census Tract	70300

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	193 KOSKI RD, ESKO, MN 55733-9426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2008	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
Aug 24, 2011	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
Nov 8, 2005	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
May 2, 2017	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	193 KOSKI RD, ESKO, MN 55733-9426
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000415333
Date	Feb 4, 2008
Instrument	A000415333

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jan 15, 2018

August 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	193 KOSKI RD, ESKO, MN 55733-9426
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000439022
Date	Aug 24, 2011
Instrument	A000439022

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	78 Months
Due	Feb 5, 2018

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	193 KOSKI RD, ESKO, MN 55733-9426
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	FIRST AMERICAN EQUITY LOANS, FIRST AMERICAN EQUITY LOAN S

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000396923
Date	Nov 8, 2005
Instrument	A000396923

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2017: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CARLTON MN
Recording Date	May 2, 2017
Property Address	193 KOSKI RD, ESKO, MN 55733-9426
Document Number	A000473916
Instrument Date	Apr 27, 2017
Instrument	A000473916
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,720.00 (+10.64%) Homeowner's exemption
2025		$487,700 (+4.08%) Land $41,700 Building $446,000	$487,700 (+4.08%) Land $41,700 Building $446,000
2024	$5,170.00 Homeowner's exemption	$468,600 (+9.28%) Land $41,700 Building $426,900	$468,600 (+9.28%) Land $41,700 Building $426,900
2023	$5,170.00 Homeowner's exemption	$428,800 (-) Land $41,200 Building $387,600	$428,800 (-) Land $41,200 Building $387,600
2022		$428,800 Land $41,200 Building $387,600	$428,800 Land $41,200 Building $387,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1985–2012)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000
Airfiber Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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