Carlton County property record for 145 Koski Rd, Esko, MN 55733 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 20 acres (871,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,900 (2026) |
| Deeds & Mortgages | Aug 2021 Refinance May 2006 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 78-020-3875 |
| Primary APN | 78-020-3875 |
|---|---|
| Alternative APN |
|
| Lot Area | 871,200 sqft (20 acres) |
|---|---|
| Total Buildings | 2 Buildings |
| Account Number | 26093 |
|---|---|
| Street Address | 145 KOSKI RD |
| City | ESKO |
| State | MN |
| Zip | 55733-9426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N1/2 OF NE1/4 OF TOWN OF THOMSON TOWNSHIP |
| Legal Range | 16 |
| Legal Township | 49 |
| Legal Section | 18 |
| Legal Subdivision | TOWN OF THOMSON TOWNSHIP |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | THOMSON |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 70300 |
Source: Carlton County records · APN 78-020-3875
Assessment roll updated April 24, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 145 KOSKI RD, ESKO, MN 55733-9426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 09, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHWOODS CREDIT UNION |
| May 03, 2006 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWOODS CU |
| Jul 09, 2010 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Nov 30, 2015 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWOODS CU |
| Dec 07, 2015 | Deed of Trust, Mortgage NORTHWOODS CU |
| Mar 12, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 145 KOSKI RD, ESKO, MN 55733-9426 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000500811 |
|---|---|
| Date | Aug 09, 2021 |
| Instrument | A000500811 |
| Name | NORTHWOODS CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 145 KOSKI RD, ESKO, MN 55733-9426 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000401163 |
|---|---|
| Date | May 03, 2006 |
| Instrument | A000401163 |
| Name | NORTHWOODS CU |
|---|---|
| Type | Credit Union |
| Address | CLOQUET, MN 55720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 01, 2016 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 145 KOSKI RD, ESKO, MN 55733-9426 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | A000431907 |
|---|---|
| Date | Jul 09, 2010 |
| Instrument | A000431907 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 22, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 145 KOSKI RD, ESKO, MN 55733-9426 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Title Company | T M TITLE SERVICES INC, C U TITLE SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | A000465902 |
|---|---|
| Date | Nov 30, 2015 |
| Instrument | A000465902 |
| Name | NORTHWOODS CU |
|---|---|
| Type | Credit Union |
| Address | CLOQUET, MN 55720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 01, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 145 KOSKI RD, ESKO, MN 55733-9426 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000466002 |
|---|---|
| Date | Dec 07, 2015 |
| Instrument | A000466002 |
| Name | NORTHWOODS CU |
|---|---|
| Type | Credit Union |
| Address | CLOQUET, MN 55720 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Dec 02, 2025 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Mar 12, 2021 |
| Property Address | 145 KOSKI RD, ESKO, MN 55733-9426 |
| Document Number | A000497695 |
| Instrument Date | Mar 08, 2021 |
| Instrument | A000497695 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 145 KOSKI RD, ESKO, MN 55733-9426 |
Source: Carlton County records · Assessment roll updated April 24, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| County Subdivision | Thomson Township |
| Unified School District | Esko Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,900.00 (+8.5%) Homeowner's exemption | ||
| 2025 | $435,700 (+3.42%) Land $145,900 Building $289,800 | $435,700 (+3.42%) Land $145,900 Building $289,800 | |
| 2024 | $4,516.00 Homeowner's exemption | $421,300 (+8.64%) Land $145,900 Building $275,400 | $421,300 (+8.64%) Land $145,900 Building $275,400 |
| 2023 | $4,516.00 Homeowner's exemption | $387,800 (-) Land $136,600 Building $251,200 | $387,800 (-) Land $136,600 Building $251,200 |
| 2022 | $387,800 Land $136,600 Building $251,200 | $387,800 Land $136,600 Building $251,200 |
Source: FEMA National Flood Hazard Layer, Carlton County (27017C), updated March 13, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 21% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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