Carlton County property record for 164 Koski Rd, Esko, MN 55733
| Property Type | Single Family Home |
|---|---|
| Lot Size | 17 acres (740,520 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,220 (2026) |
| Deeds & Mortgages | Apr 2018 Mortgage Jun 2006 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 78-020-3510 |
| Primary APN | 78-020-3510 |
|---|---|
| Alternative APN |
|
| Lot Area | 740,520 sqft (17 acres) |
|---|
| Account Number | 26029 |
|---|---|
| Street Address | 164 KOSKI RD |
| City | ESKO |
| State | MN |
| Zip | 55733-9426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SW1/4 NW1/4 EX S 534 FT OF W1/2 THEREOF & EX TOWN OF THOMSON TOWNSHIP |
| Legal Range | 16 |
| Legal Township | 49 |
| Legal Section | 17 |
| Legal Subdivision | TOWN OF THOMSON TOWNSHIP |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | THOMSON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 70300 |
Source: Carlton County records, as of April 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 164 KOSKI RD, ESKO, MN 55733-9426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2018 | Deed of Trust, Mortgage MEMBERS COOPERATIVE CREDIT UNION |
| Jun 28, 2006 | Deed of Trust, Mortgage · Line of Credit USAA FSB |
| Jul 10, 2012 | Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU |
| Apr 21, 2005 | Deed of Trust, Mortgage · Line of Credit USAA FSB |
| May 29, 2012 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 164 KOSKI RD, ESKO, MN 55733-9426 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000479804 |
|---|---|
| Date | Apr 23, 2018 |
| Instrument | A000479804 |
| Name | MEMBERS COOPERATIVE CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 177 Months |
| Due | Jan 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 164 KOSKI RD, ESKO, MN 55733-9426 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Title Company | UNITED GENERAL TITLE INSURANCE, UNITED GENERAL TITLE INS |
| Name | Verified Name |
|---|
| Document Number | A000402548 |
|---|---|
| Date | Jun 28, 2006 |
| Instrument | A000402548 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 225 Months |
| Due | Mar 4, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 164 KOSKI RD, ESKO, MN 55733-9426 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000444706 |
|---|---|
| Date | Jul 10, 2012 |
| Instrument | A000444706 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 58 Months |
| Due | May 1, 2017 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 164 KOSKI RD, ESKO, MN 55733-9426 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000391343 |
|---|---|
| Date | Apr 21, 2005 |
| Instrument | A000391343 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | 82888 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Mar 8, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 164 KOSKI RD, ESKO, MN 55733-9426 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000443935 |
|---|---|
| Date | May 29, 2012 |
| Instrument | A000443935 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2042 |
Source: Carlton County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| County Subdivision | Thomson Township |
| Unified School District | Esko Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,220.00 (+8.25%) Homeowner's exemption | ||
| 2025 | $450,000 (+3.14%) Land $145,600 Building $304,400 | $450,000 (+3.14%) Land $145,600 Building $304,400 | |
| 2024 | $4,822.00 Homeowner's exemption | $436,300 (+8.86%) Land $145,600 Building $290,700 | $436,300 (+8.86%) Land $145,600 Building $290,700 |
| 2023 | $4,822.00 Homeowner's exemption | $400,800 (-) Land $136,400 Building $264,400 | $400,800 (-) Land $136,400 Building $264,400 |
| 2022 | $400,800 Land $136,400 Building $264,400 | $400,800 Land $136,400 Building $264,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1985–2012) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Airfiber Fixed Wireless | 100 / 20 |
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