121 Koski Rd, Esko, MN 55733 Property Records

Carlton County property record for 121 Koski Rd, Esko, MN 55733 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Lot Size	58.3 acres (2,540,419 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (May 2023)
Tax Bill	$4,250 (2026)
Deeds & Mortgages	Dec 2009 Mortgage Apr 2025 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`78-020-3900`

Property Details

APN / Parcel Number

Primary APN	`78-020-3900`
Alternative APN	`26096`

Exterior

Lot Area	2,540,419 sqft (58.3 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	26096
Street Address	121 KOSKI RD
City	ESKO
State	MN
Zip	55733-9526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE1/4 OF SE1/4 EX R/W EASEMENT EX COM AT NE TOWN OF THOMSON TOWNSHIP
Legal Range	16
Legal Township	49
Legal Section	18
Legal Subdivision	TOWN OF THOMSON TOWNSHIP
Jurisdiction	CARLTON MN
Township / Civil Division	THOMSON
Census Block Group	2
Census Block	2014
Census Tract	70300

Owner

Source: Carlton County records · APN 78-020-3900

Assessment roll updated April 24, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	121 KOSKI RD, ESKO, MN 55733-9526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 01, 2009	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERTIVE CREDIT UNION
Apr 09, 2025	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE CORP
May 22, 2023	Trustee's Deed, Foreclosure THE TITLE FIRM, THE TITLE TEAM
May 22, 2023	Warranty Deed, Transfer THE TITLE FIRM, THE TITLE TEAM
May 22, 2023	Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL NA
Jan 05, 2015	Intrafamily Transfer, Transfer
May 06, 2011	Intrafamily Transfer, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CU
Feb 22, 2011	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 17, 2023 · Amount on Record
Deed Sale	May 17, 2023 · Amount on Record
Deed Document Number	20231535955
Record Updated	Sep 20, 2026

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	121 KOSKI RD, ESKO, MN 55733-9526
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	RES TITLE, RELS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000428280
Date	Dec 01, 2009
Instrument	A000428280

Lender

Name	MEMBERS COOPERTIVE CREDIT UNION
Address	CLOQUET, MN 55720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 01, 2029

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	121 KOSKI RD, ESKO, MN 55733-9526
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000520848
Date	Apr 09, 2025
Instrument	A000520848

Lender

Name	PHH MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2055

May 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CARLTON MN
Recording Date	May 22, 2023
Property Address	121 KOSKI RD, ESKO, MN 55733-9526
Document Number	A000511661
Instrument Date	May 17, 2023
Instrument	A000511661
Transaction Type	Foreclosure
Record Updated	Apr 24, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 KOSKI RD, ESKO, MN 55733-9526

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	May 22, 2023
Property Address	121 KOSKI RD, ESKO, MN 55733-9526
Document Number	A000511662
Instrument Date	May 17, 2023
Instrument	A000511662
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 KOSKI RD, ESKO, MN 55733-9526

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	May 22, 2023
Property Address	121 KOSKI RD, ESKO, MN 55733-9526
Document Number	A000511662
Instrument Date	May 17, 2023
Instrument	A000511662
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 KOSKI RD, ESKO, MN 55733-9526

Mortgage

Document Number	A000511663
Date	May 22, 2023
Instrument	A000511663

Lender

Name	ALERUS FINANCIAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

January 2015: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARLTON MN
Recording Date	Jan 05, 2015
Property Address	121 KOSKI RD, ESKO, MN 55733-9526
Document Number	A000460505
Instrument Date	Jan 02, 2015
Instrument	A000460505
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2011: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARLTON MN
Recording Date	May 06, 2011
Property Address	121 KOSKI RD, ESKO, MN 55733-9526
Document Number	A000437348
Instrument Date	Apr 15, 2011
Instrument	A000437348
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	RELS TITLE

Transaction

Tax	$1.65
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	121 KOSKI RD, ESKO, MN 55733-9526

Mortgage

Document Number	A000437349
Date	May 06, 2011
Instrument	A000437349

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	CLOQUET, MN 55720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 20, 2041

February 2011: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARLTON MN
Recording Date	Feb 22, 2011
Property Address	121 KOSKI RD, ESKO, MN 55733-9526
Document Number	A000436103
Instrument Date	Feb 22, 2011
Instrument	A000436103
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 KOSKI RD, ESKO, MN 55733-9526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 KOSKI RD, ESKO, MN 55733-9526

Tax Assessment & Valuation

Source: Carlton County records · Assessment roll updated April 24, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,250.00 (+7.38%) Homeowner's exemption
2025		$403,000 (+2%) Land $217,900 Building $185,100	$403,000 (+2%) Land $217,900 Building $185,100
2024	$3,958.00 Homeowner's exemption	$395,100 (+8.75%) Land $217,900 Building $177,200	$395,100 (+8.75%) Land $217,900 Building $177,200
2023	$3,958.00 Homeowner's exemption	$363,300 (+22.49%) Land $202,700 Building $160,600	$363,300 (+22.49%) Land $202,700 Building $160,600
2022		$296,600 Land $136,000 Building $160,600	$296,600 Land $136,000 Building $160,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carlton County (27017C), updated March 13, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270170703002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1985–2012)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2012, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Jun 2012 · 3 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026

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