Hampden County and Ludlow Town property record for 193 Jerad Dr, Ludlow, MA 01056 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,285 sqft · built 2016 |
| Lot Size | 1.32 acres (57,499 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $685,000 (Oct 2021) |
| Tax Bill | $12,135 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jul 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | M:041-07980 B:27F L:0 |
| Primary APN | M:041-07980 B:27F L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,285 sqft Living Area |
| Gross Area | 5,832 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 57,499 sqft (1.32 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 10280 |
|---|---|
| Street Address | 193 JERAD DR |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 7980 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 810414 |
Source: Hampden County and Ludlow Town records · APN M:041-07980 B:27F L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 193 JERAD DR, LUDLOW, MA 01056-1745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE |
| Jul 06, 2021 | Quit Claim Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 14, 2021 · Amount on Record |
| Deed Sale | Oct 14, 2021 · Amount on Record |
| Prior Sale | Jul 06, 2021 · Amount on Record |
| Deed Document Number | 202172714 |
| Transfer Doc | 016963-309 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Oct 14, 2021 |
| Property Address | 193 JERAD DR, LUDLOW, MA 01056-1745 |
| Document Number | 024182-125 |
| Book / Page | 24182 / 125 |
| Instrument Date | Oct 14, 2021 |
| Instrument | 72714 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12 DOGWOOD DR, BELCHERTOWN, MA 01007-8100 |
| Investor | Possibly a Property Investor |
| Document Number | 0000072715 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 72715 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Jul 06, 2021 |
| Property Address | 193 JERAD DR, LUDLOW, MA 01056-1745 |
| Document Number | 0023983-63 |
| Book / Page | 23983 / 63 |
| Instrument Date | Jul 01, 2021 |
| Instrument | 46752 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 115 FERNHILL ST, CHICOPEE, MA 01020-3516 |
Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,135.00 (+7.68%) | $699,400 (+12.26%) Land $98,300 Building $601,100 | $815,860 (+2.7%) |
| 2024 | $11,270.00 (+7.59%) | $623,000 (+16.04%) Land $98,300 Building $524,700 | $794,390 |
| 2023 | $10,475.00 | $536,900 Land $86,300 Building $450,600 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138104143, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 6 individual NFIP policies nearby |
| Nearby Flood Policies | 6 in force 4 of 6 on primary residences |
| Nearby Flood Claims | 4 (1984–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2013, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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