130 Jerad Dr, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 130 Jerad Dr, Ludlow, MA 01056 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,984 sqft · built 2007
Lot Size	0.919 acres (40,032 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Apr 2007)
Tax Bill	$7,929 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`M:041-07980 B:27A L:0`

Property Details

APN / Parcel Number

Primary APN	`M:041-07980 B:27A L:0`
Alternative APNs	`LUDL M:41 B:7980 P:27A` `10275`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,984 sqft Living Area
Gross Area	5,340 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,032 sqft (0.919 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	10275
Street Address	130 JERAD DR
City	LUDLOW
State	MA
Zip	01056-1741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RALPH E CONNELLY
Legal Block	7980
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	3
Census Block	3018
Census Tract	810414

Owner

Source: Hampden County and Ludlow Town records · APN M:041-07980 B:27A L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	130 JERAD DR, LUDLOW, MA 01056-1741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 30, 2007 · Amount on Record
Deed Sale	Apr 30, 2007 · Amount on Record
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	130 JERAD DR, LUDLOW, MA 01056-1741
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024815-422
Date	Nov 22, 2022
Book Page	24815/422
Instrument	68957

Lender

Name	MASSMUTUAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,929.00 (-0.23%)	$457,000 (+4.03%) Land $94,800 Building $362,200	$464,645 (+8.5%)
2024	$7,947.00 (+3.68%)	$439,300 (+11.81%) Land $94,800 Building $344,500	$428,260
2023	$7,665.00	$392,900 Land $83,200 Building $309,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138104143, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1984–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2013, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 60 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.