131 Jerad Dr, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 131 Jerad Dr, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,088 sqft · built 2018
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Apr 2019)
Tax Bill	$9,296 (2025)
Deeds & Mortgages	Nov 2021 Refinance Apr 2019 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:041-07980 B:27L L:0`

Property Details

APN / Parcel Number

Primary APN	`M:041-07980 B:27L L:0`
Alternative APNs	`LUDL M:41 B:7980 P:27L` `10285`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,088 sqft Living Area
Gross Area	4,251 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	10285
Street Address	131 JERAD DR
City	LUDLOW
State	MA
Zip	01056-1745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	7980
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	3
Census Block	3018
Census Tract	810414

Owner

Source: Hampden County and Ludlow Town records · APN M:041-07980 B:27L L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	131 JERAD DR, LUDLOW, MA 01056-1745
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 02, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LUSO FCU
Apr 18, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance LUSO FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 18, 2019 · Amount on Record
Deed Sale	Apr 18, 2019 · Amount on Record
Deed Document Number	2019552
Deed Book / Page	22629 / 254
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	131 JERAD DR, LUDLOW, MA 01056-1745
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24222-413
Date	Nov 02, 2021
Book Page	24222/413
Instrument	78084

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	325 Months
Due	Dec 01, 2048

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Apr 18, 2019
Property Address	131 JERAD DR, LUDLOW, MA 01056-1745
Document Number	22629-254
Book / Page	22629 / 254
Instrument Date	Apr 09, 2019
Instrument	19552
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 WOOD DR, LUDLOW, MA 01056-1440

Mortgage

Document Number	22629-257
Date	Apr 18, 2019
Book Page	22629/257
Instrument	19553

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,296.00 (+3.59%)	$535,800 (+8%) Land $116,600 Building $419,200	$581,115 (+4.42%)
2024	$8,974.00 (+2.97%)	$496,100 (+11.06%) Land $116,700 Building $379,400	$556,510
2023	$8,715.00	$446,700 Land $102,400 Building $344,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1984–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2013 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Based on FCC filings for 60 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Jerad Dr

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