Hampden County and Ludlow Town property record for 186 Jerad Dr, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,406 sqft · built 2006 |
| Lot Size | 0.922 acres (40,162 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $112,900 (Oct 2005) |
| Tax Bill | $10,580 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | M:041-07980 B:27C L:0 |
| Primary APN | M:041-07980 B:27C L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,406 sqft Living Area |
| Gross Area | 7,722 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 40,162 sqft (0.922 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 10277 |
|---|---|
| Street Address | 186 JERAD DR |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 7980 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 810414 |
Source: Hampden County and Ludlow Town records · APN M:041-07980 B:27C L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 186 JERAD DR, LUDLOW, MA 01056-1741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 27, 2005 · Amount on Record |
| Deed Sale | Oct 27, 2005 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,580.00 (+0.44%) | $609,800 (+4.72%) Land $94,900 Building $514,900 | $625,005 (+9.39%) |
| 2024 | $10,534.00 (+3.23%) | $582,300 (+11.34%) Land $94,900 Building $487,400 | $571,330 |
| 2023 | $10,204.00 | $523,000 Land $83,200 Building $439,800 |
Source: FEMA National Flood Hazard Layer as of June 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1984–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
Based on FCC filings for 60 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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