193 Crest Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 193 Crest Dr, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 4,123 sqft · built 1977
Lot Size	0.542 acres (23,610 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,450,000 (Dec 2020)
Tax Bill	$18,937 (2025)
Deeds & Mortgages	Jul 2022 Transfer Dec 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`046-241-39`

Property Details

APN / Parcel Number

Primary APN	`046-241-39`
Alternative APN	`046-241-39-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	4,123 sqft Living Area
Gross Area	4,523 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	23,610 sqft (0.542 acres)
View / Lot	Ocean
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	658 sqft
Patio Area	658 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	193 CREST DR
City	WATSONVILLE
State	CA
Zip	95076-9643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2006
Census Tract	122300

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10015 TESLA RD, LIVERMORE, CA 94550-9725
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Quit Claim Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Dec 21, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Sep 11, 2020	Grant Deed, Transfer · Construction Mortgage MANCINI LIVING TRUST (LT)
Aug 28, 2020	Deed of Trust, Mortgage MANCINI LIVING TRUST (LT)
Jul 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 28, 2020	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2020 · Amount on Record
Deed Sale	Dec 21, 2020 · Amount on Record
Prior Sale	Sep 11, 2020 · Amount on Record
Deed Document Number	202055546
Prior Transfer Date	Feb 16, 1994
Prior Transfer Doc	0000013640
Record Updated	Oct 29, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 6, 2022
Property Address	193 CREST DR, WATSONVILLE, CA 95076-9643
Document Number	0000019982
Instrument Date	Mar 11, 2022
Instrument	2022-0019982
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	189 CREST DR, WATSONVILLE, CA 95076-9643

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 21, 2020
Property Address	193 CREST DR, WATSONVILLE, CA 95076-9643
Document Number	0000055546
Instrument Date	Dec 8, 2020
Instrument	2020-0055546
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10015 TESLA RD, LIVERMORE, CA 94550-9725

Mortgage

Document Number	0000055547
Date	Dec 21, 2020
Instrument	2020-0055547

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 11, 2020
Property Address	193 CREST DR, WATSONVILLE, CA 95076-9643
Document Number	0000035619
Instrument Date	Sep 1, 2020
Instrument	35619
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,265.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	419 LOCKE DR APTOS CA 950035235, APTOS, CA 95003-5235

Mortgage

Document Number	35620
Date	Sep 11, 2020
Instrument	35620

Lender

Name	MANCINI LIVING TRUST (LT)
Address	4000 EXECUTIVE PKWY # 160, SAN RAMON, CA 94583-4314

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 10, 2021

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	193 CREST DR, WATSONVILLE, CA 95076-9643
Document Number	0000034101
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1830 MCBAIN AVE SAN JOSE CA 951255639, SAN JOSE, CA 95125-5639

Mortgage

Document Number	0000034101
Date	Sep 1, 2020
Instrument	34101

Lender

Name	MANCINI LIVING TRUST (LT)
Address	4000 EXECUTIVE PKWY # 160, SAN RAMON, CA 94583-4314

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Aug 31, 2022

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 28, 2020
Property Address	193 CREST DR, WATSONVILLE, CA 95076-9643
Document Number	0000028135
Instrument Date	Jun 25, 2020
Instrument	28135
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1830 MCBAIN AVE SAN JOSE CA 951255639, SAN JOSE, CA 95125-5639

July 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 28, 2020
Property Address	193 CREST DR, WATSONVILLE, CA 95076-9643
Document Number	0000028134
Instrument Date	Jun 25, 2020
Instrument	28134
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1830 MCBAIN AVE SAN JOSE CA 951255639, SAN JOSE, CA 95125-5639

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,842,517 (+17.39%) Land $1,104,081 Building $738,436
2025	$18,937.00 (+12.89%)	$1,569,526 (+4.04%) Land $1,082,432 Building $487,094
2023	$16,774.00 (+1.77%)	$1,508,580 Land $1,040,400 Building $468,180	$1,464,300
2022	$16,482.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	7 (1978–2010)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Apr 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANDREAS MUTUAL WATER CO private · serves 392 people · EPA ID CA4400558
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250

May also be available: AT&T, Cruzio, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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