Santa Cruz County property record for 163 Crest Dr, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,672 sqft · built 2000 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $2,397,000 (Oct 2024) |
| Tax Bill | $28,975 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-241-54 |
| Primary APN | 046-241-54 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 3,672 sqft Living Area |
| Gross Area | 4,129 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 8,233 sqft (0.189 acres) |
| Terrain | Steep |
| View / Lot | Ocean |
| Garage Type | Attached |
| Garage Area | 457 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 106 sqft |
| Patio Area | 106 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 163 CREST DR |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-9643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CA |
| Legal Description | MAP F1 1014 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 122300 |
163 Crest Dr is owner-occupied and held in a trust since October 2024.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 163 CREST DR, WATSONVILLE, CA 95076-9643 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2024 · Amount on File |
| Deed Sale | Oct 11, 2024 · Amount on File |
| Prior Sale | Aug 25, 2021 · Amount on File |
| Deed Document Number | 202419961 |
| Prior Transfer Date | Dec 15, 2003 |
| Prior Transfer Doc | 0000125118 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 25, 2021 |
| Property Address | 163 CREST DR, WATSONVILLE, CA 95076-9643 |
| Document Number | 0000044172 |
| Instrument Date | Aug 18, 2021 |
| Instrument | 2021-0044172 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2024 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 121 HARTWALT DR, LOS ALTOS, CA 94024 |
| Document Number | 0000044173 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 2021-0044173 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 163 Crest Dr was $28,975 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,102,867 (-53.98%) Land $727,892 Building $374,975 | ||
| 2025 | $28,975.00 | $2,396,565 Land $1,586,565 Building $810,000 | |
| 2023 | $23,630.00 (+1.77%) | $2,142,000 Land $1,285,200 Building $856,800 | $2,018,520 |
| 2022 | $23,220.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 163 Crest Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 7 (1978–2010) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Apr 2010 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 163 Crest Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 75% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN ANDREAS MUTUAL WATER CO private · serves 392 people · EPA ID CA4400558 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
May also be available: AT&T, Cruzio, Verizon.
5G and 4G LTE (outdoors only)
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