148 Crest Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 148 Crest Dr, Watsonville, CA 95076 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,219 sqft · built 1988
Lot Size	0.524 acres (22,825 sqft)
Owner	Trust Name on File
Tax Bill	$4,959 (2025)
Deeds & Mortgages	Feb 2021 Transfer Feb 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`046-271-34`

Property Details

APN / Parcel Number

Primary APN	`046-271-34`
Alternative APN	`046-271-34-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,219 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	22,825 sqft (0.524 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	148 CREST DR
City	WATSONVILLE
State	CA
Zip	95076-9643
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2004
Census Tract	122300

Owner

Source: Santa Cruz County records · APN 046-271-34

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	148 CREST DR, WATSONVILLE, CA 95076-9643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Intrafamily Transfer, Transfer
Feb 12, 2021	Intrafamily Transfer, Transfer
Dec 07, 2017	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 25, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Dec 07, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Feb 11, 2021
Transfer Doc	0000009224
Record Updated	Sep 20, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 12, 2021
Property Address	148 CREST DR, WATSONVILLE, CA 95076-9643
Document Number	0000009224
Instrument Date	Feb 11, 2021
Instrument	2021-0009224
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	148 CREST DR, WATSONVILLE, CA 95076-9643

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 12, 2021
Property Address	148 CREST DR, WATSONVILLE, CA 95076-9643
Document Number	0000009225
Map Reference	MB 1499 PG 676
Instrument Date	Feb 11, 2021
Instrument	2021-0009225
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	148 CREST DR, WATSONVILLE, CA 95076-9643

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	148 CREST DR, WATSONVILLE, CA 95076-9643
Transaction Type	Mortgage
Record Updated	Feb 07, 2021
Title Company	ORTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041488
Date	Dec 07, 2017
Instrument	2017-0041488

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2033

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	148 CREST DR, WATSONVILLE, CA 95076-9643
Transaction Type	Mortgage
Record Updated	Feb 07, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 CREST DR, LA SELVA BEACH, CA 95076-9643

Mortgage

Document Number	0000038035
Date	Sep 24, 2020
Instrument	2020-0038035

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2035

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 25, 2020
Property Address	148 CREST DR, WATSONVILLE, CA 95076-9643
Document Number	0000038257
Instrument Date	Aug 18, 2020
Instrument	38257
Transaction Type	Transfer
Record Updated	Oct 07, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	146 CREST DR LA SELVA BEACH CA 950769643, LA SELVA BEACH, CA 95076-9643

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 07, 2017
Property Address	148 CREST DR, WATSONVILLE, CA 95076-9643
Document Number	0000041489
Instrument Date	Nov 17, 2017
Instrument	41489
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	148 CREST DR WATSONVILLE CA 950769643, WATSONVILLE, CA 95076-9643

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$382,706 (+2%) Land $118,009 Building $264,697
2025	$4,959.00 (+13.97%)	$375,202 (+4.04%) Land $115,695 Building $259,507
2023	$4,351.00 (+1.92%)	$360,633 Land $111,203 Building $249,430	$1,619,010
2022	$4,269.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871223002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	7 (1978–2010)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Apr 2010, other causes

Wildfire

Wildfire Risk	Low above 34% of the US · above 20% of California
Wildfire Likelihood	About 1 in 2,326 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 93 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Razzolink	Fixed Wireless (unlicensed)	500 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Etheric Communications, LLC., Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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