149 Crest Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 149 Crest Dr, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,788 sqft · built 1955
Lot Size	2.14 acres (93,567 sqft)
Owner	2 Individual Names on Record
Last Sale	$867,000 (Nov 2016)
Tax Bill	$12,262 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046-241-33`

Property Details

APN / Parcel Number

Primary APN	`046-241-33`
Alternative APN	`046-241-33-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,788 sqft Living Area
Gross Area	2,228 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	93,567 sqft
View / Lot	Ocean
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	149 CREST DR
City	WATSONVILLE
State	CA
Zip	95076-9643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CA
Legal Subdivision	SAN ANDREAS RHO
Legal Lot Number	33,42
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2006
Census Tract	122300

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	149 CREST DR, WATSONVILLE, CA 95076-9643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Line of Credit BAY FCU
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY FCU
Sep 10, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage BAY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2016 · Amount on Record
Deed Sale	Nov 18, 2016 · Amount on Record
Prior Sale	Nov 18, 2016 · Amount on Record
Deed Document Number	201645622
Last Transfer Date	Sep 4, 2018
Transfer Doc	0000027596
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	149 CREST DR, WATSONVILLE, CA 95076-9643
Transaction Type	Mortgage
Record Updated	Mar 8, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 CREST DR, WATSONVILLE, CA 95076-9643

Mortgage

Document Number	0000005992
Date	Feb 23, 2022
Instrument	2022-0005992

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Apr 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	149 CREST DR, WATSONVILLE, CA 95076-9643
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 CREST DR, WATSONVILLE, CA 95076-9643

Mortgage

Document Number	0000044758
Date	Oct 29, 2020
Instrument	2020-0044758

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 10, 2018
Property Address	149 CREST DR, WATSONVILLE, CA 95076-9643
Document Number	0000027596
Instrument Date	Sep 4, 2018
Instrument	2018-0027596
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	149 CREST DR, WATSONVILLE, CA 95076-9643

Mortgage

Document Number	0000027597
Date	Sep 10, 2018
Instrument	2018-0027597

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,026,353 (+2%) Land $907,973 Building $118,380
2025	$12,262.00 (+13.13%) Homeowner's exemption	$1,006,229 (+4.04%) Land $890,170 Building $116,059
2023	$10,839.00 (+1.81%) Homeowner's exemption	$967,155 Land $855,603 Building $111,552	$1,071,360
2022	$10,646.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	7 (1978–2010)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Apr 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANDREAS MUTUAL WATER CO private · serves 392 people · EPA ID CA4400558
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250

May also be available: AT&T, Cruzio, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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