1909 Stone Dr, McHenry, IL 60051 Property Records

McHenry County property record for 1909 Stone Dr, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,875 sqft · built 2008
Lot Size0.73 acres (31,799 sqft)
OwnerIndividual Name on Record
Last Sale$625,000 (Sep 2023)
Deeds & MortgagesSep 2023 Sale & Mortgage
Sep 2017 Transfer
+ 1 more
Flood ZoneZone A (high risk)
APN15-08-376-008

Property Details

APN / Parcel Number

Primary APN15-08-376-008

Interior

Bedrooms3 Beds
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area2,875 sqft Living Area
Gross Area4,706 sqft
Basement Area1,831 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Exterior MaterialBrick
Foundation TypeRaised
Lot Area31,799 sqft (0.73 acres)
Garage TypeAttached
Garage Area800 sqft
Parking Spaces3 Parking Spaces
Deck Area312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1909 STONE DR
CityMCHENRY
StateIL
Zip60051-8828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2017R0035338 LT 14 CLEARWATER SUB
Legal Range09E
Legal Township44N
Legal Section08
Legal SubdivisionCLEARWATER
Legal Lot Number14
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group1
Census Block1052
Census Tract870811

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1475 W FARRAGUT AVE APT 1, 1, CHICAGO, IL 60640-2161
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2023Deed, Transfer · Land Contract
UNITED WHOLESALE MORTGAGE
Sep 25, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 18, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2023 · Amount on Record
Deed SaleSep 25, 2023 · Amount on Record
Prior SaleSep 25, 2017
Deed Document Number2023R0024128
Record UpdatedJun 7, 2026

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionMCHENRY IL
Recording DateSep 25, 2023
Property Address1909 STONE DR, MCHENRY, IL 60051-8828
Document Number0000024128
Map ReferenceDOC 1999R051658
Instrument DateSep 21, 2023
Instrument2023R0024128
Transaction TypeTransfer
Record UpdatedOct 6, 2023
Title CompanyGREATER ILLINOIS TITLE COMPANY, GIT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$625.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1475 W FARRAGUT AVE APT 1, 1, CHICAGO, IL 60640-2161

Mortgage

Document Number0000024129
DateSep 25, 2023
Instrument2023R0024129
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeLand Contract
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateSep 25, 2017
Property Address1909 STONE DR, MCHENRY, IL 60051-8828
Document Number0000035338
Instrument DateSep 12, 2017
Instrument35338
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address13144 ELLERSTON DR EVANSVILLE IN 477256811, EVANSVILLE, IN 47725-6811

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateApr 18, 2017
Property Address1909 STONE DR, MCHENRY, IL 60051-8828
Document Number0000013592
Instrument DateMar 29, 2017
Instrument13592
Transaction TypeTransfer
Record UpdatedJun 12, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13144 ELLERSTON DR EVANSVILLE IN 477256811, EVANSVILLE, IN 47725-6811

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$132,735 Land $29,077 Building $103,658$398,205 Land $87,231 Building $310,974

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims53 (1978–2026)
Claims Outside the SFHA4 of 53
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims
  • Severe Storms & Flooding, Jun 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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