1886 Freeman Rd, Spencer, IN 47460 Property Records

Owen County property record for 1886 Freeman Rd, Spencer, IN 47460

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,040 sqft · built 1966
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$233,747 (Jan 2026)
Tax Bill	$143 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60-10-34-300-220.000-027`

Property Details

APN / Parcel Number

Primary APN	`60-10-34-300-220.000-027`
Alternative APN	`00001030538`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	656 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	00001030538
Street Address	1886 FREEMAN RD
City	SPENCER
State	IN
Zip	47460-7432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN E 1/2 NE SW S34 T10 R3 .50A
Legal Range	3
Legal Township	10
Legal Section	34
Jurisdiction	OWEN IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1006
Census Tract	955900

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1886 FREEMAN RD, SPENCER, IN 47460-7432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Warranty Deed, Transfer · Conventional Mortgage OWEN COUNTY STATE BANK
Jan 20, 2026	Warranty Deed, Transfer · Conventional Mortgage OWEN COUNTY STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2026 · Amount on Record
Deed Sale	Jan 20, 2026 · Amount on Record
Deed Document Number	2026242489
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Jan 20, 2026
Property Address	1886 FREEMAN RD, SPENCER, IN 47460-7432
Document Number	0000242489
Instrument Date	Jan 13, 2026
Instrument	242489
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1886 FREEMAN RD, SPENCER, IN 47460-7432

Mortgage

Document Number	0000242490
Date	Jan 20, 2026
Instrument	242490

Lender

Name	OWEN COUNTY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Jan 20, 2026
Property Address	1886 FREEMAN RD, SPENCER, IN 47460-7432
Document Number	0000242489
Instrument Date	Jan 13, 2026
Instrument	242489
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1886 FREEMAN RD, SPENCER, IN 47460-7432

Mortgage

Document Number	0000242490
Date	Jan 20, 2026
Instrument	242490

Lender

Name	OWEN COUNTY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Washington Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$143.00 (-16.86%) Homeowner's exemption	$132,300 (+2.08%) Land $22,500 Building $109,800	$132,300 (+2.08%) Land $22,500 Building $109,800
2024	$172.00 (+126.32%) Homeowner's exemption	$129,600 (+7.73%) Land $18,800 Building $110,800	$129,600 (+7.73%) Land $18,800 Building $110,800
2023	$76.00 (+406.67%)	$120,300 Land $18,800 Building $101,500	$120,300 Land $18,800 Building $101,500
2022	$15.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
South Central Indiana REMC Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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