1920 Cheney Ct, Lutz, FL 33549 Property Records

Pasco County property record for 1920 Cheney Ct, Lutz, FL 33549

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,368 sqft · built 1994
Lot Size	0.138 acres (6,045 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Sep 2013)
Tax Bill	$1,835 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-26-18-0090-00000-0170`

Property Details

APN / Parcel Number

Primary APN	`36-26-18-0090-00000-0170`
Alternative APNs	`1826360090000000170` `1098904`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,368 sqft Living Area
Gross Area	2,214 sqft
1st Floor Area	1,368 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,045 sqft (0.138 acres)
Garage Area	418 sqft
Driveway	Driveway
Driveway Area	512 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	428 sqft
Patio Area	132 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	1098904
Old Parcel Number	1826360090000000170
Street Address	1920 CHENEY CT
City	LUTZ
State	FL
Zip	33549-4173
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	00R2
Legal Description	VILLAGE ON THE POND PHASE I PB 29 PGS 6-9 LOT 17 OR 8931 PG 3663
Legal Range	18E
Legal Township	26S
Legal Section	36
Legal Subdivision	THE POND
Legal Phase	1
Legal Tract	90
Legal Lot Number	17
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	2
Census Block	2005
Census Tract	32013

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1920 CHENEY CT, LUTZ, FL 33549-4173
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2013 · Amount on Record
Deed Sale	Sep 13, 2013 · Amount on Record
Prior Sale	Jul 8, 2013
Deed Document Number	2013159439
Deed Book / Page	8931 / 3663
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	1920 CHENEY CT, LUTZ, FL 33549-4173
Document Number	0101310227
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1920 CHENEY CT LUTZ FL 335494173, LUTZ, FL 33549-4173

Mortgage

Document Number	0101310227
Date	Jul 6, 2020
Book Page	010131/000227
Instrument	106426

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	1920 CHENEY CT, LUTZ, FL 33549-4173
Document Number	0095033658
Book / Page	009503 / 003658
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	Mar 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1920 CHENEY CT LUTZ FL 335494173, LUTZ, FL 33549-4173

Mortgage

Document Number	0095033658
Date	Mar 2, 2017
Book Page	009503/003658
Instrument	29319

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,835.00 (+7.56%) Homeowner's exemption	$137,820 (+5.98%) Land $54,224 Building $83,596	$316,400 (+16.49%) Land $54,224 Building $262,176
2023	$1,706.00 (+12.91%) Additional exemption filed	$130,040 (+3.56%) Land $40,139 Building $89,901	$271,604 (+19.58%) Land $40,139 Building $231,465
2022	$1,511.00 Homeowner's exemption	$125,570 Land $33,429 Building $92,141	$227,124 Land $33,429 Building $193,695

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Blue Stream, T-Mobile, Verizon.

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