1928 Cheney Ct, Lutz, FL 33549 Property Records

Pasco County property record for 1928 Cheney Ct, Lutz, FL 33549

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,418 sqft · built 1993
Lot Size	0.139 acres (6,045 sqft)
Owner	2 Individual Names on File
Last Sale	$71,918 (Mar 2011)
Tax Bill	$1,832 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2017 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-26-18-0090-00000-0180`

Property Details

APN / Parcel Number

Primary APN	`36-26-18-0090-00000-0180`
Alternative APNs	`1826360090000000180` `1098905`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,418 sqft Living Area
Gross Area	1,902 sqft
1st Floor Area	1,418 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,045 sqft (0.139 acres)
Garage Type	Attached
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	512 sqft
Parking Spaces	2 Parking Spaces
Pool Area	128 sqft
Porch	Open Aluminum/Fiberglass Porch
Porch Area	529 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1928 CHENEY CT
City	LUTZ
State	FL
Zip	33549-4173
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	VILLAGE ON THE POND PHASE I PB 29 PGS 6-9 LOT 18 OR 5662 PG 1369 OR 8524 PG 554
Legal Range	18E
Legal Township	26S
Legal Section	36
Legal Subdivision	VILLAGE ON THE POND
Legal Tract	90
Legal Lot Number	18
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	2
Census Block	2005
Census Tract	32013

Owner

1928 Cheney Ct is owned and occupied by two individuals who bought it in March 2011.

Source: Pasco County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1928 CHENEY CT, LUTZ, FL 33549-4173
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · FHA Mortgage USF FCU
Oct 2, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage USF FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2011 · Amount on File
Deed Sale	Mar 11, 2011 · Amount on File
Prior Sale	Dec 17, 2003 · Amount on File
Deed Document Number	201137622
Deed Book / Page	8524 / 554
Prior Transfer Date	Mar 5, 2011
Prior Transfer Doc	0085240554
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	1928 CHENEY CT, LUTZ, FL 33549-4173
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1928 CHENEY CT, LUTZ, FL 33549-4173

Mortgage

Document Number	0105100092
Date	Dec 17, 2021
Book Page	10510/92
Instrument	2021272078

Lender

Name	USF FCU
Type	Credit Union
Address	TAMPA, FL 33612

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 15, 2031

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	1928 CHENEY CT, LUTZ, FL 33549-4173
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096113527
Date	Oct 2, 2017
Book Page	9611/3527
Instrument	2017154213

Lender

Name	USF FCU
Type	Credit Union
Address	TAMPA, FL 33612

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 15, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 1928 Cheney Ct was $1,832 with a homeowner's exemption, up 3% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,660 (+2.9%)	$332,920 (-0.26%) Land $54,224 Building $278,696
2025	$1,832.00 (+2.98%) Homeowner's exemption	$137,670 Land $54,224 Building $83,446	$333,785 Land $54,224 Building $279,561
2024	$1,779.00 (+4.4%)
2023	$1,704.00 (+29.58%) Additional exemption filed	$129,900 (+14.9%) Land $40,139 Building $89,761	$288,785 (+21.17%) Land $40,139 Building $248,646
2022	$1,315.00 Homeowner's exemption	$113,050 Land $33,429 Building $79,621	$238,329 Land $33,429 Building $204,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1928 Cheney Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1928 Cheney Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Blue Stream, T-Mobile, Verizon.

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