1906 Cheney Ct, Lutz, FL 33549 Property Records

Pasco County property record for 1906 Cheney Ct, Lutz, FL 33549

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,554 sqft · built 1993
Lot Size	0.168 acres (7,306 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Apr 2019)
Tax Bill	$5,031 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-26-18-0090-00000-0150`

Property Details

APN / Parcel Number

Primary APN	`36-26-18-0090-00000-0150`
Alternative APNs	`1826360090000000150` `1098902`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,554 sqft Living Area
Gross Area	2,060 sqft
1st Floor Area	1,354 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,306 sqft (0.168 acres)
Garage Type	Attached
Garage Area	506 sqft
Driveway	Concrete Driveway
Driveway Area	539 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	255 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1906 CHENEY CT
City	LUTZ
State	FL
Zip	33549-4173
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	VILLAGE ON THE POND PHASE I PB 29 PGS 6-9 LOT 15
Legal Range	18E
Legal Township	26S
Legal Section	36
Legal Subdivision	VILLAGE ON THE POND
Legal Tract	90
Legal Lot Number	15
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	2
Census Block	2005
Census Tract	32013

Owner

Source: Pasco County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1906 CHENEY CT, LUTZ, FL 33549-4173
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Apr 9, 2019	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2019 · Amount on Record
Deed Sale	Apr 9, 2019 · Amount on Record
Prior Sale	Dec 5, 2013 · Amount on Record
Deed Document Number	201958959
Deed Book / Page	9886 / 2515
Prior Transfer Date	Sep 9, 2009
Prior Transfer Doc	0081670594
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	1906 CHENEY CT, LUTZ, FL 33549-4173
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1906 CHENEY CT, LUTZ, FL 33549-4173

Mortgage

Document Number	0105303430
Date	Jan 19, 2022
Book Page	10530/3430
Instrument	2022015692

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Apr 9, 2019
Property Address	1906 CHENEY CT, LUTZ, FL 33549-4173
Document Number	0098862515
Book / Page	9886 / 2515
Map Reference	MB 29 PG 6-9
Instrument Date	Apr 5, 2019
Instrument	2019058959
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	MILESTONE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1906 CHENEY CT, 1906, LUTZ, FL 33549-4173

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1906 CHENEY CT, LUTZ, FL 33549-4173
Investor	Possibly a Property Investor

Mortgage

Document Number	2019058960
Date	Apr 9, 2019
Instrument	2019058960

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,677 (-0.12%) Land $63,029 Building $254,648	$317,677 (-0.12%) Land $63,029 Building $254,648
2025	$5,031.00 (+6.68%)	$318,069 (+17%) Land $63,029 Building $255,040	$318,069 (+17%) Land $63,029 Building $255,040
2024	$4,716.00 (+10.78%)
2023	$4,257.00 (+22.22%)	$271,846 (+19.67%) Land $46,719 Building $225,127	$271,846 (+19.67%) Land $46,719 Building $225,127
2022	$3,483.00	$227,163 Land $38,949 Building $188,214	$227,163 Land $38,949 Building $188,214

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Blue Stream, T-Mobile, Verizon.

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