1915 Cheney Ct, Lutz, FL 33549 Property Records

Pasco County property record for 1915 Cheney Ct, Lutz, FL 33549

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,564 sqft · built 1993
Lot Size	0.139 acres (6,045 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Jun 2026)
Tax Bill	$3,511 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36-26-18-0090-00000-0270`

Property Details

APN / Parcel Number

Primary APN	`36-26-18-0090-00000-0270`
Alternative APNs	`1826360090000000270` `1098914`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,564 sqft Living Area
Gross Area	2,048 sqft
1st Floor Area	1,414 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,045 sqft (0.139 acres)
Garage Type	Attached
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	512 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	199 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1915 CHENEY CT
City	LUTZ
State	FL
Zip	33549-4174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	VILLAGE ON THE POND PHASE I PB 29 PGS 6-9 LOT 27
Legal Subdivision	VILLAGE ON THE POND
Legal Tract	90
Legal Lot Number	27
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	2
Census Block	2005
Census Tract	32013

Owner

Source: Pasco County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1915 CHENEY CT, LUTZ, FL 33549-4174
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CREDIT UNION
Feb 28, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 3, 2023	Re-recorded Document TITLE NATION LLC, TITLE UNION LLC
Feb 13, 2023	Warranty Deed, Transfer · Reverse Mortgage OPEN MORTGAGE LLC
Dec 7, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Prior Sale	Feb 25, 1997 · Amount on Record
Deed Document Number	2026112065
Deed Book / Page	11440 / 802
Prior Transfer Date	Jan 5, 2023
Prior Transfer Doc	0107662845
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jun 16, 2026
Property Address	1915 CHENEY CT, LUTZ, FL 33549-4174
Document Number	0000112065
Book / Page	11440 / 802
Instrument Date	Jun 12, 2026
Instrument	2026112065
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	LEADING EDGE TITLE/BRANDON LLC, LEADING EDGE TITLE OF BRANDON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226,240.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 CHENEY CT, LUTZ, FL 33549-4174

Mortgage

Document Number	0000112066,
Date	Jun 16, 2026
Book Page	11440/804
Instrument	2026112066

Lender

Name	SUNCOAST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASCO FL
Recording Date	Feb 28, 2023
Property Address	1915 CHENEY CT, LUTZ, FL 33549-4174
Document Number	0107730779
Book / Page	10773 / 779
Map Reference	MB 29 PG 6-9
Instrument Date	Feb 23, 2023
Instrument	2023035018
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1915 CHENEY CT, LUTZ, FL 33549-4174

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 CHENEY CT, LUTZ, FL 33549-4174

March 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	PASCO FL
Recording Date	Mar 3, 2023
Property Address	1915 CHENEY CT, LUTZ, FL 33549-4174
Document Number	0107751820
Book / Page	10775 / 1820
Map Reference	MB 29 PG 6-9
Instrument Date	Jan 5, 2023
Instrument	2023037519
Record Updated	Mar 17, 2023
Title Company	TITLE NATION LLC, TITLE UNION LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8161 NORDICA RD, WEEKI WACHEE, FL 34613-3505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 CHENEY CT, LUTZ, FL 33549-4174

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Feb 13, 2023
Property Address	1915 CHENEY CT, LUTZ, FL 33549-4174
Document Number	0107662845
Book / Page	10766 / 2845
Instrument Date	Jan 5, 2023
Instrument	2023026180
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	TITLE UNION LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8161 NORDICA RD, WEEKI WACHEE, FL 34613-3505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 CHENCY COURT, LUTZ, FL 33549-4174

Mortgage

Document Number	0107662850
Date	Feb 13, 2023
Book Page	10766/2850
Instrument	2023026183

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.35%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.3%

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASCO FL
Recording Date	Dec 7, 2018
Property Address	1915 CHENEY CT, LUTZ, FL 33549-4174
Document Number	0098282183
Book / Page	009828 / 002183
Instrument Date	Dec 7, 2018
Instrument	205263
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20012 LEONARD RD LUTZ FL 335585165, LUTZ, FL 33558-5165

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,091 (+1.01%)	$313,743 (-0.13%) Land $54,224 Building $259,519
2025	$3,511.00 (+5.66%) Homeowner's exemption	$252,529 (+12.32%) Land $54,224 Building $198,305	$314,140 (+16.55%) Land $54,224 Building $259,916
2024	$3,323.00 (+9.02%)
2023	$3,048.00 (+19.34%) Additional exemption filed	$224,835 (+12.19%) Land $40,139 Building $184,696	$269,531 (+19.31%) Land $40,139 Building $229,392
2022	$2,554.00 Homeowner's exemption	$200,406 Land $33,429 Building $166,977	$225,913 Land $33,429 Building $192,484

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Blue Stream, T-Mobile, Verizon.

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