Scott County property record for 192 Johnstone Trl, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,293 sqft · built 2016 |
| Lot Size | 0.219 acres (9,522 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Mar 2023) |
| Tax Bill | $3,449 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Jun 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 189-40-203.000 |
| Primary APN | 189-40-203.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,293 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Lot Area | 9,522 sqft (0.219 acres) |
| Street Address | 192 JOHNSTONE TRL |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8794 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROCKY CREEK FARM |
| Legal Subdivision | ROCKY CREEK FARM |
| Legal Lot Number | 264 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 40302 |
192 Johnstone Trl is owned and occupied by two individuals who bought it in March 2023.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 192 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2023 | Deed, Transfer · Conventional Mortgage CENTRAL BANK & TRUST CO |
| Jun 22, 2022 | Deed, Transfer · Conventional Mortgage RATE RABBIT HOME LOANS |
| Oct 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| May 28, 2021 | Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK |
| Oct 3, 2017 | Deed, Subdivision Related Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2023 · Amount on File |
| Deed Sale | Mar 8, 2023 · Amount on File |
| Prior Sale | Jun 22, 2022 · Amount on File |
| Deed Document Number | 2023468779 |
| Deed Book / Page | 440 / 477 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 8, 2023 |
| Property Address | 192 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Document Number | 00D440/477 |
| Book / Page | D440 / 477 |
| Map Reference | CAB 11 SL 160 |
| Instrument Date | Mar 6, 2023 |
| Instrument | 468779 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 192 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Name | Verified Name |
|---|---|
| Address | 192 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Document Number | 0000468780 |
|---|---|
| Date | Mar 8, 2023 |
| Instrument | 468780 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year CMT |
| Max Rate | 10.5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jun 22, 2022 |
| Property Address | 192 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Document Number | 00D434/613 |
| Book / Page | D434 / 613 |
| Map Reference | CAB 11 SL 160 |
| Instrument Date | Jun 16, 2022 |
| Instrument | 455804 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2022 |
| Title Company | PRECISE TITLE SERVICES INC, PRECISE TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $352.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 192 JOHNSTONE TRL, 192, GEORGETOWN, KY 40324-8794 |
| Name | Verified Name |
|---|---|
| Address | 8516 SANDY BEACH ST, TAMPA, FL 33634-1248 |
| Document Number | 0000455805 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 455805 |
| Name | RATE RABBIT HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 192 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | M1360/863 |
|---|---|
| Date | Oct 3, 2017 |
| Book Page | M1360/863 |
| Instrument | 375523 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | May 28, 2021 |
| Property Address | 192 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Document Number | D424/400 |
| Book / Page | D424 / 400 |
| Map Reference | CAB 11 SL 160 |
| Instrument Date | May 14, 2021 |
| Instrument | 436414 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 BRANWOOD LN, 105, NICHOLASVILLE, KY 40356-9732 |
| Name | Verified Name |
|---|---|
| Address | 192 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Document Number | 436415 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 436415 |
| Name | COMMUNITY TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 5% |
| Index | 1-Year CMT |
| Max Rate | 5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 3, 2017 |
| Property Address | 192 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Document Number | D391/226 |
| Book / Page | D391 / 226 |
| Map Reference | CAB11 SL160 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 375522 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $242.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3609 WALDEN DR, 3609, LEXINGTON, KY 40517-2020 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 192 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
The 2025 property tax bill for 192 Johnstone Trl was $3,449.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $387,300 (-) | $387,300 (-) | |
| 2025 | $3,449.00 | $387,300 | $387,300 |
| 2023 | $3,191.00 (+11.5%) | $352,000 (+6.7%) Land $48,000 Building $304,000 | $352,000 (+6.7%) Land $48,000 Building $304,000 |
| 2022 | $2,862.00 | $329,900 Land $40,000 Building $289,900 | $329,900 Land $40,000 Building $289,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 192 Johnstone Trl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 192 Johnstone Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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