187 Johnstone Trl, Georgetown, KY 40324 Property Records

Scott County property record for 187 Johnstone Trl, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	1,783 sqft · built 2021
Lot Size	0.207 acres (8,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,045 (Apr 2026)
Tax Bill	$2,375 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`189-20-180.101`

Property Details

APN / Parcel Number

Primary APN	`189-20-180.101`

Interior

Stories	1 Story
Building Area	1,783 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	8,999 sqft (0.207 acres)

Location & Zoning

Street Address	187 JOHNSTONE TRL
City	GEORGETOWN
State	KY
Zip	40324-8794
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGES AT LANES RUN
Legal Subdivision	VILLAGE AT LANES RUN
Legal Lot Number	15
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2002
Census Tract	40302

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	189 WHITLEY WAY, GEORGETOWN, KY 40324-7026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Prior Sale	Feb 17, 2025 · Amount on Record
Deed Document Number	2026581713
Deed Book / Page	465 / 154
Prior Transfer Date	Apr 14, 2023
Prior Transfer Doc	0000471122
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Apr 17, 2026
Property Address	187 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794
Document Number	0000581713
Book / Page	465 / 154
Instrument Date	Apr 14, 2026
Instrument	2026581713
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	LIMESTONE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,890.05
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman

Mortgage

Document Number	0000581713,
Date	Apr 17, 2026
Book Page	1892/660
Instrument	2026581713

Lender

Name	DHI MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,800 (-)	$315,800 (-)
2025	$2,375.00 (+1.11%) Homeowner's exemption	$315,800 (+3.36%)	$315,800 (+3.36%)
2023	$2,349.00 (+208.67%) Homeowner's exemption	$305,520 (+247.97%) Land $47,500 Building $258,020	$305,520 (+247.97%) Land $47,500 Building $258,020
2022	$761.00	$87,800 Land $42,000 Building $45,800	$87,800 Land $42,000 Building $45,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20