188 Johnstone Trl, Georgetown, KY 40324 Property Records

Scott County property record for 188 Johnstone Trl, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,518 sqft · built 2015
Lot Size	0.209 acres (9,108 sqft)
Owner	Individual Name on Record
Last Sale	$329,000 (Dec 2020)
Tax Bill	$2,072 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`189-40-201.000`

Property Details

APN / Parcel Number

Primary APN	`189-40-201.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,518 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stone
Lot Area	9,108 sqft (0.209 acres)

Location & Zoning

Street Address	188 JOHNSTONE TRL
City	GEORGETOWN
State	KY
Zip	40324-8794
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCKY CREEK FARM
Legal Subdivision	ROCKY CREEK FARM
Legal Lot Number	266
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2002
Census Tract	40302

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	188 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Prior Sale	Oct 5, 2015 · Amount on Record
Deed Document Number	2020425803
Deed Book / Page	420 / 480
Record Updated	Oct 29, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Dec 22, 2020
Property Address	188 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794
Document Number	D420/480
Book / Page	D420 / 480
Map Reference	CAB 11 SL 160
Instrument Date	Dec 11, 2020
Instrument	425803
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$329.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794

Mortgage

Document Number	425804
Date	Dec 22, 2020
Instrument	425804

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,800 (-)	$281,800 (-)
2025	$2,072.00 (+9.8%) Homeowner's exemption	$281,800 (+10.73%)	$281,800 (+10.73%)
2023	$1,887.00 (+22.85%) Homeowner's exemption	$254,500 (+16.96%) Land $48,000 Building $206,500	$254,500 (+16.96%) Land $48,000 Building $206,500
2022	$1,536.00 Homeowner's exemption	$217,600 Land $40,000 Building $177,600	$217,600 Land $40,000 Building $177,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20