Scott County property record for 194 Johnstone Trl, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,324 sqft · built 2017 |
| Lot Size | 0.207 acres (8,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $257,546 (May 2018) |
| Tax Bill | $3,015 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 189-40-204.000 |
| Primary APN | 189-40-204.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,324 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 8,999 sqft (0.207 acres) |
| Street Address | 194 JOHNSTONE TRL |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8794 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROCKY CREEK FARM |
| Legal Subdivision | ROCKY CREEK FARM |
| Legal Lot Number | 263 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 40302 |
194 Johnstone Trl is owned and occupied by two individuals who bought it in May 2018.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 194 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2024 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| May 17, 2018 | Deed, Subdivision Related Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2018 · Amount on File |
| Deed Sale | May 17, 2018 · Amount on File |
| Deed Document Number | 2018386484 |
| Deed Book / Page | 397 / 452 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 194 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 194 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Document Number | 0M1777/592 |
|---|---|
| Date | Apr 2, 2024 |
| Book Page | M1777/592 |
| Instrument | 496555 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Mar 1, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | May 17, 2018 |
| Property Address | 194 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Document Number | D397/452 |
| Book / Page | D397 / 452 |
| Map Reference | CAB11 SL160 |
| Instrument Date | May 15, 2018 |
| Instrument | 386484 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $258.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3609 WALDEN DR, 3609, LEXINGTON, KY 40517-2020 |
| Name | Verified Name |
|---|---|
| Address | 194 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Document Number | 386485 |
|---|---|
| Date | May 17, 2018 |
| Instrument | 386485 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
The 2025 property tax bill for 194 Johnstone Trl was $3,015.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $338,600 (-) | $338,600 (-) | |
| 2025 | $3,015.00 | $338,600 | $338,600 |
| 2023 | $2,778.00 (+24.35%) | $306,400 (+18.97%) Land $48,000 Building $258,400 | $306,400 (+18.97%) Land $48,000 Building $258,400 |
| 2022 | $2,234.00 | $257,546 Land $40,000 Building $217,546 | $257,546 Land $40,000 Building $217,546 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 194 Johnstone Trl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 194 Johnstone Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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