Monroe County property record for 192 E Ridge Rd, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1965 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $990,000 (Aug 2025) |
| Tax Bill | $5,086 (2024) |
| Deeds & Mortgages | May 2022 Transfer Oct 2017 Loan Modification |
| Flood Zone | Zone AE (high risk) |
| APN | 00412110-000000 |
| Primary APN | 00412110-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 288 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Geodesic/Dome |
| Roof Material | Concrete |
| Lot Area | 6,300 sqft (0.145 acres) |
| Garage Type | Covered |
| Garage Area | 270 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 918 sqft |
| Deck Area | 24 sqft |
| Patio Area | 728 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1506354 |
|---|---|
| Street Address | 192 E RIDGE RD |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-3120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | SQR 2 PT LOT 24 PLANTATION RIDGE PB3-43 PLANTATION KEY OR502-816 OR965-816 OR1098-541 OR1131-1032 OR1131-1037/AFF OR1932-1144T/C OR2595-105 OR2595-109/11 |
| Legal Range | 37E |
| Legal Township | 63S |
| Legal Section | 24 |
| Legal Subdivision | PLANTATION RIDGE |
| Legal Block | 2 |
| Legal Lot Number | 24 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 970800 |
Source: Monroe County records, as of March 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3652 NW 2ND BUNKER AVE, ARCADIA, FL 34266-8957 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| May 5, 2022 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 27, 2017 | Loan Modification, Mortgage · Conventional Mortgage INTERAUDI BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2025 · Amount on Record |
| Deed Sale | Aug 18, 2025 · Amount on Record |
| Prior Sale | Oct 23, 2012 · Amount on Record |
| Deed Document Number | 20252512161 |
| Deed Book / Page | 3340 / 2068 |
| Prior Transfer Date | Sep 3, 1993 |
| Prior Transfer Doc | 1276002423 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 5, 2022 |
| Property Address | 192 E RIDGE RD, ISLAMORADA, FL 33036-3120 |
| Document Number | 0031720139 |
| Book / Page | 3172 / 139 |
| Map Reference | MB 4 PG 4 |
| Instrument Date | Mar 25, 2022 |
| Instrument | 2374214 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 211 MOHAWK ST, TAVERNIER, FL 33070-2116 |
| Name | Verified Name |
|---|---|
| Address | 159 PLANTATION AVE, TAVERNIER, FL 33070-2232 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 192 E RIDGE RD, ISLAMORADA, FL 33036-3120 |
| Document Number | 0028800769 |
| Book / Page | 002880 / 000769 |
| Instrument Date | Oct 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 192 E RIDGE RD ISLAMORADA FL 330363120, ISLAMORADA, FL 33036-3120 |
| Document Number | 0028800769 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 002880/000769 |
| Instrument | 2144714 |
| Name | INTERAUDI BK |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10022 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $630,871 (+21.25%) Land $410,130 Building $220,741 | $630,871 (+21.25%) Land $410,130 Building $220,741 | |
| 2024 | $5,086.00 (+5.63%) | ||
| 2023 | $4,815.00 (+4.18%) | $520,303 (+0.44%) Land $324,135 Building $196,168 | $520,303 (+0.44%) Land $324,135 Building $196,168 |
| 2022 | $4,622.00 | $518,009 Land $320,828 Building $197,181 | $518,009 Land $320,828 Building $197,181 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 624 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,096 units insured incl. 472 condo units |
| Nearby Flood Claims | 190 (1982–2020) |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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