Monroe County property record for 180 E Ridge Rd, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,587 sqft · built 2022 |
| Lot Size | 0.327 acres (14,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Apr 2019) |
| Tax Bill | $13,432 (2024) |
| Deeds & Mortgages | Sep 2020 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00412080-000000 |
| Primary APN | 00412080-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 3,587 sqft Living Area |
| Gross Area | 4,185 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 14,250 sqft (0.327 acres) |
| Lot Dimensions | 142 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Porch | Open Porch |
| Patio Area | 600 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1506320 |
|---|---|
| Street Address | 180 E RIDGE RD |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-3120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 2 LTS 20 & 21 PLANTATION RIDGE PB3-43 PLANTATION KEY OR516-893 OR1547-1685TR OR2546-141/42 OR2818-1529/31 OR2958-177 |
| Legal Range | 37E |
| Legal Township | 63S |
| Legal Section | 24 |
| Legal Subdivision | PLANTATION RIDGE |
| Legal Block | 2 |
| Legal Lot Number | 20,21 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 970800 |
Source: Monroe County records, as of March 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 180 E RIDGE RD, ISLAMORADA, FL 33036-3120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK |
| Apr 9, 2019 | Warranty Deed, Transfer · Conventional with PMI MARK H GREGG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2019 · Amount on Record |
| Deed Sale | Apr 9, 2019 · Amount on Record |
| Prior Sale | Feb 1, 1973 · Amount on Record |
| Deed Document Number | 20192214643 |
| Deed Book / Page | 2958 / 177 |
| Prior Transfer Date | Dec 5, 2011 |
| Prior Transfer Doc | 0025460141 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 180 E RIDGE RD, ISLAMORADA, FL 33036-3120 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 171 ORLANDO DR, TAVERNIER, FL 33070-2051 |
| Document Number | 0030460546 |
|---|---|
| Date | Sep 24, 2020 |
| Book Page | 3046/546 |
| Instrument | 2283132 |
| Name | SOUTH STATE BANK |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Oct 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.12% |
| Index | 1-Year CMT |
| Max Rate | 1.01% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 9, 2019 |
| Property Address | 180 E RIDGE RD, ISLAMORADA, FL 33036-3120 |
| Document Number | 0029580177 |
| Book / Page | 002958 / 000177 |
| Instrument Date | Apr 2, 2019 |
| Instrument | 2214643 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2019 |
| Title Company | FLORIDA TITLE/KEYS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 200 MORADA WAY ISLAMORADA FL 330363817, ISLAMORADA, FL 33036-3817 |
| Document Number | 29580178 |
|---|---|
| Date | Apr 9, 2019 |
| Book Page | 002958/000178 |
| Instrument | 2214644 |
| Name | MARK H GREGG |
|---|---|
| Address | 189 E RIDE RD, ISLAMORADA, FL 33036 |
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Apr 8, 2022 |
| Rate | 5.5% |
|---|
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,540,695 (+5.99%) | $1,653,124 (+13.72%) Land $653,790 Building $999,334 | |
| 2024 | $13,432.00 (+0.7%) | ||
| 2023 | $13,338.00 (+304.06%) Homeowner's exemption | $1,453,666 (+184.23%) Land $516,705 Building $936,961 | $1,453,666 (+184.23%) Land $516,705 Building $936,961 |
| 2022 | $3,301.00 | $511,433 Land $511,433 | $511,433 Land $511,433 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 624 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,096 units insured incl. 472 condo units |
| Nearby Flood Claims | 190 (1982–2020) |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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