185 E Ridge Rd, Islamorada, FL 33036 Property Records

Monroe County property record for 185 E Ridge Rd, Islamorada, FL 33036

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.249 acres (10,840 sqft)
Owner	Individual Name on Record
Last Sale	$7,285,000 (Jan 2026)
Tax Bill	$5,625 (2024)
Deeds & Mortgages	Jan 2026 Transfer
Flood Zone	Zone AE (high risk)
APN	`00412140-000000`

Property Details

APN / Parcel Number

Primary APN	`00412140-000000`
Alternative APNs	`24633700412140000000` `1506371`

Exterior

Effective Year Built	Effective 1975
Lot Area	10,840 sqft (0.249 acres)
View / Lot	Canal
Boat Access	Boat Access

Location & Zoning

Account Number	1506371
Street Address	185 E RIDGE RD
City	ISLAMORADA
State	FL
Zip	33036
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	IS
Legal Description	LT 1 TONERS NAUTICAL SHORES PLANTATION KEY PB4-36 OR443-105 OR848-775 OR889-1903P/R OR889-1904/07WILL OR896/217/AFF OR935-300/01 OR1608-1180/81 OR1608-1182/83 OR1620-1611/12C OR1620-1613/14C OR2390-1427/29
Legal Range	37E
Legal Township	63S
Legal Section	24
Legal Subdivision	TONERS NAUTICAL SHORES
Legal Lot Number	1
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3050
Census Tract	970800

Owner

Source: Monroe County records, as of February 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	179 E RIDGE RD, ISLAMORADA, FL 33036-3119
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2026 · Amount on Record
Deed Sale	Jan 16, 2026 · Amount on Record
Prior Sale	Nov 26, 1999
Deed Document Number	20262528845
Deed Book / Page	3362 / 1283
Prior Transfer Date	Dec 8, 2025
Prior Transfer Doc	0033621285
Record Updated	Sep 20, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Jan 16, 2026
Property Address	185 E RIDGE RD, ISLAMORADA, FL 33036
Document Number	0033621285
Book / Page	3362 / 1285
Instrument Date	Dec 8, 2025
Instrument	2528846
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 W PIPPEN DR, ISLAMORADA, FL 33036-3111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	179 E RIDGE RD, ISLAMORADA, FL 33036-3119

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,473,423 (+7.35%) Land $1,466,652 Building $6,771	$1,473,423 (+7.35%) Land $1,466,652 Building $6,771
2024	$5,625.00 (-6.12%)
2023	$5,992.00 (+115.31%)	$1,372,503 (+353.33%) Land $1,365,732 Building $6,771	$1,372,503 (+353.33%) Land $1,365,732 Building $6,771
2022	$2,783.00	$302,757 Land $295,986 Building $6,771	$302,757 Land $295,986 Building $6,771

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 624 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,096 units insured incl. 472 condo units
Nearby Flood Claims	190 (1982–2020)
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 87 claims Hurricane Wilma, Oct 2005 · 60 claims Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20