Monroe County property record for 190 E Ridge Rd, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,170 sqft · built 1965 |
| Lot Size | 0.143 acres (6,245 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $4,281 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00412100-000000 |
| Primary APN | 00412100-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,170 sqft Living Area |
| Gross Area | 1,702 sqft |
| 1st Floor Area | 1,170 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Geodesic/Dome |
| Roof Material | Concrete |
| Lot Area | 6,245 sqft (0.143 acres) |
| Garage Type | Attached |
| Garage Area | 532 sqft |
| Porch | Florida Room |
| Porch Area | 210 sqft |
| Cooling System | None |
|---|
| Account Number | 1506346 |
|---|---|
| Street Address | 190 E RIDGE RD |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-3120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 2 LT 23 PLANTATION RIDGE PB3-43 PLANTATION KEY OR330-49-50 OR1520-1144 OR1556-1608 OR1613-1385 OR3271-0246 |
| Legal Range | 37E |
| Legal Township | 63S |
| Legal Section | 24 |
| Legal Subdivision | PLANTATION RIDGE |
| Legal Block | 2 |
| Legal Lot Number | 23 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 970800 |
Source: Monroe County records, as of March 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3010 W AUTUMN RUN CIR, SUGAR LAND, TX 77479-2625 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 2, 2024 |
| Transfer Doc | 0032710246 |
| Record Updated | Sep 20, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $578,894 (+20.87%) Land $410,421 Building $168,473 | $578,894 (+20.87%) Land $410,421 Building $168,473 | |
| 2024 | $4,281.00 (+5.44%) | ||
| 2023 | $4,060.00 (+4.29%) | $478,932 (+0.83%) Land $324,365 Building $154,567 | $478,932 (+0.83%) Land $324,365 Building $154,567 |
| 2022 | $3,893.00 | $475,008 Land $321,055 Building $153,953 | $475,008 Land $321,055 Building $153,953 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 624 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,096 units insured incl. 472 condo units |
| Nearby Flood Claims | 190 (1982–2020) |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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