Elko County property record for 192 Cascade Dr, Spring Creek, NV 89815
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,641 sqft · built 1992 |
| Lot Size | 4.71 acres (205,168 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $267,000 (May 2018) |
| Tax Bill | $982 (2026) |
| Deeds & Mortgages | Nov 2022 Sale Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-010-046 |
| Primary APN | 052-010-046 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 4 Stories |
| Building Area | 1,641 sqft Living Area |
| Gross Area | 2,615 sqft |
| Basement Area | 512 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 205,168 sqft |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 360 sqft |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Cooling System | Evaporative |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 192 CASCADE DR |
|---|---|
| City | SPRING CREEK |
| State | NV |
| Zip | 89815-5205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | TRACT 102 SPRING CREEK CORPORATION FILE 60405 |
| Legal Subdivision | SPRING CREEK TRACT 102 |
| Legal Tract | 102 |
| Legal Block | 10 |
| Legal Lot Number | 46 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 951403 |
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 192 CASCADE DR, SPRING CREEK, NV 89815-5205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2022 | Joint Tenancy Deed, Transfer |
| Jun 3, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 15, 2018 | Bargain and Sale Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2018 · Amount on Record |
| Deed Sale | May 15, 2018 · Amount on Record |
| Prior Sale | Sep 1, 2016 · Amount on Record |
| Deed Document Number | 2018740671 |
| Last Transfer Date | Nov 3, 2022 |
| Transfer Doc | 0000812719 |
| Record Updated | Oct 29, 2026 |
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Nov 3, 2022 |
| Property Address | 192 CASCADE DR, SPRING CREEK, NV 89815-5205 |
| Document Number | 0000812719 |
| Instrument Date | Nov 3, 2022 |
| Instrument | 812719 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 192 CASCADE DR, SPRING CREEK, NV 89815-5205 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 192 CASCADE DR, SPRING CREEK, NV 89815-5205 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000788385 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 788385 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Aug 1, 2048 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | May 15, 2018 |
| Property Address | 192 CASCADE DR, SPRING CREEK, NV 89815-5205 |
| Document Number | 0000740671 |
| Map Reference | FILE60405 |
| Instrument Date | May 7, 2018 |
| Instrument | 740671 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | STEWART TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 192 CASCADE DR, SPRING CREEK, NV 89815-5205 |
| Document Number | 0000740672 |
|---|---|
| Date | May 15, 2018 |
| Instrument | 740672 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $982.00 (+3.26%) | $76,079 (-2.13%) Land $21,700 Building $54,379 | $217,369 (-2.13%) Land $62,000 Building $155,369 |
| 2025 | $951.00 (+27.99%) Disabled Person's exemption Veteran's exemption | $77,738 (+10.21%) Land $21,700 Building $56,038 | $222,109 (+10.21%) Land $62,000 Building $160,109 |
| 2023 | $743.00 (-53.24%) | $70,536 (+12.41%) Land $16,800 Building $53,736 | $201,531 (+12.41%) Land $48,000 Building $153,531 |
| 2022 | $1,589.00 | $62,748 Land $16,800 Building $45,948 | $179,280 Land $48,000 Building $131,280 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99.4% of the US · above 96% of Nevada |
|---|---|
| Wildfire Likelihood | 4% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREAT BASIN WATER CO SPRING CREEK MHP private · serves 3,640 people · EPA ID NV0005027 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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