Elko County property record for 170 Cascade Dr, Spring Creek, NV 89815
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,804 sqft · built 1996 |
| Lot Size | 1.31 acres (57,499 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (Jun 2026) |
| Tax Bill | $1,964 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage May 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-010-048 |
| Primary APN | 052-010-048 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 4 Stories |
| Building Area | 1,804 sqft Living Area |
| Gross Area | 2,350 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 57,499 sqft |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 160 sqft |
| Cooling System | Evaporative |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 170 CASCADE DR |
|---|---|
| City | SPRING CREEK |
| State | NV |
| Zip | 89815-5205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | TRACT 102 SPRING CREEK CORPORATION FILE 60405 |
| Legal Subdivision | SPRING CREEK TRACT 102 |
| Legal Tract | 102 |
| Legal Block | 10 |
| Legal Lot Number | 48 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 951403 |
170 Cascade Dr is owned and occupied by an individual who bought it in June 2026.
Source: Elko County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 170 CASCADE DR, SPRING CREEK, NV 89815-5205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2026 | Bargain and Sale Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY |
| May 18, 2020 | Bargain and Sale Deed, Transfer · VA Mortgage ZB NA |
| Oct 23, 2018 | Grant Deed, Transfer |
| Nov 1, 2017 | Quit Claim Deed, Transfer RELIANT TITLE-ELKO |
| Nov 1, 2017 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2026 · Amount on File |
| Deed Sale | Jun 12, 2026 · Amount on File |
| Prior Sale | May 18, 2020 · Amount on File |
| Deed Document Number | 2026865922 |
| Prior Transfer Date | May 31, 2007 |
| Prior Transfer Doc | 0000575461 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jun 12, 2026 |
| Property Address | 170 CASCADE DR, SPRING CREEK, NV 89815-5205 |
| Document Number | 0000865922 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 2026865922 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $151,651.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 170 CASCADE DR, SPRING CREEK, NV 89815-5205 |
| Document Number | 0000865923, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 2026865923 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000865924, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 2026865924 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 30 Months |
| Due | Jul 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | May 18, 2020 |
| Property Address | 170 CASCADE DR, SPRING CREEK, NV 89815-5205 |
| Document Number | 0000768645 |
| Map Reference | FILE 60405 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 768645 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | STEWART TITLE ELKO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,014.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 170 CASCADE DR, SPRING CREEK, NV 89815-5205 |
| Investor | Possibly a Property Investor |
| Document Number | 0000768646 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 768646 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Oct 23, 2018 |
| Property Address | 170 CASCADE DR, SPRING CREEK, NV 89815-5205 |
| Document Number | 0000747438 |
| Instrument Date | Aug 3, 2018 |
| Instrument | 747438 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $35.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 170 CASCADE DR SPRING CREEK NV 898155205, SPRING CREEK, NV 89815-5205 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Nov 1, 2017 |
| Property Address | 170 CASCADE DR, SPRING CREEK, NV 89815-5205 |
| Document Number | 0000732438 |
| Instrument Date | Oct 9, 2017 |
| Instrument | 732438 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2017 |
| Title Company | RELIANT TITLE-ELKO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 170 CASCADE DR SPRING CREEK NV 898155205, SPRING CREEK, NV 89815-5205 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Nov 1, 2017 |
| Property Address | 170 CASCADE DR, SPRING CREEK, NV 89815-5205 |
| Document Number | 0000732439 |
| Map Reference | FILE60405 |
| Instrument Date | Oct 9, 2017 |
| Instrument | 732439 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | RELIANT TITLE ELKO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 8006, SPRING CREEK, NV 89815-0001 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 170 CASCADE DR, SPRING CREEK, NV 89815-5205 |
| Document Number | 0000732440 |
|---|---|
| Date | Nov 1, 2017 |
| Instrument | 732440 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
The 2026 property tax bill for 170 Cascade Dr was $1,964, down 3% from the year before.
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,964.00 (-3.01%) | $73,864 (-2.25%) Land $14,000 Building $59,864 | $211,040 (-2.25%) Land $40,000 Building $171,040 |
| 2025 | $2,025.00 (-0.59%) | $75,563 Land $14,000 Building $61,563 | $215,894 Land $40,000 Building $175,894 |
| 2024 | $2,037.00 (+16.73%) | ||
| 2023 | $1,745.00 (+8.05%) | $68,986 (+14.45%) Land $9,975 Building $59,011 | $197,103 (+14.45%) Land $28,500 Building $168,603 |
| 2022 | $1,615.00 | $60,276 Land $9,975 Building $50,301 | $172,217 Land $28,500 Building $143,717 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 170 Cascade Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 170 Cascade Dr is extreme, ranking above 98.9% of the US, with a 4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 98.9% of the US · above 95% of Nevada |
|---|---|
| Wildfire Likelihood | 4% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREAT BASIN WATER CO SPRING CREEK MHP private · serves 3,640 people · EPA ID NV0005027 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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