Elko County property record for 178 Cascade Dr, Spring Creek, NV 89815
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,987 sqft · built 1997 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Jun 2024) |
| Tax Bill | $2,539 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-010-047 |
| Primary APN | 052-010-047 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 4 Stories |
| Building Area | 1,987 sqft Living Area |
| Gross Area | 3,433 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 54,450 sqft |
| Garage Type | Attached |
| Garage Area | 1,446 sqft |
| Parking Spaces | 5 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Evaporative |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 178 CASCADE DR |
|---|---|
| City | SPRING CREEK |
| State | NV |
| Zip | 89815-5205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | TRACT 102 SPRING CREEK CORPORATION FILE 60405 |
| Legal Subdivision | SPRING CREEK TRACT 102 |
| Legal Tract | 102 |
| Legal Block | 10 |
| Legal Lot Number | 47 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 951403 |
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 178 CASCADE DR, SPRING CREEK, NV 89815-5205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 20, 2025 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 18, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| Jun 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2024 · Amount on Record |
| Deed Sale | Jun 10, 2024 · Amount on Record |
| Prior Sale | Feb 18, 2021 |
| Deed Document Number | 2024837366 |
| Prior Transfer Date | Feb 12, 2021 |
| Prior Transfer Doc | 0000782659 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 178 CASCADE DR, SPRING CREEK, NV 89815-5205 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0000857816 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 857816 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Feb 18, 2021 |
| Property Address | 178 CASCADE DR, SPRING CREEK, NV 89815-5205 |
| Document Number | 0000782659 |
| Map Reference | FILE 60405 |
| Instrument Date | Feb 12, 2021 |
| Instrument | 782659 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Title Company | STEWART TITLE ELKO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 178 CASCADE DR, SPRING CREEK, NV 89815-5205 |
| Document Number | 0000782660 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 782660 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 178 CASCADE DR, SPRING CREEK, NV 89815-5205 |
| Document Number | 0000728926 |
| Instrument Date | Jun 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2017 |
| Name | Verified Name |
|---|---|
| Address | 178 CASCADE DR SPRING CREEK NV 898155205, SPRING CREEK, NV 89815-5205 |
| Document Number | 0000728926 |
|---|---|
| Date | Aug 4, 2017 |
| Instrument | 728926 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | LAS VEGAS, NV 89114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,539.00 (+0.2%) | $94,758 (+16.82%) Land $14,000 Building $80,758 | $270,737 (+16.82%) Land $40,000 Building $230,737 |
| 2025 | $2,534.00 (+41.96%) | $81,115 (+9.12%) Land $14,000 Building $67,115 | $231,757 (+9.12%) Land $40,000 Building $191,757 |
| 2023 | $1,785.00 (+3%) | $74,336 (+14.94%) Land $9,975 Building $64,361 | $212,389 (+14.94%) Land $28,500 Building $183,889 |
| 2022 | $1,733.00 | $64,674 Land $9,975 Building $54,699 | $184,783 Land $28,500 Building $156,283 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 98.9% of the US · above 95% of Nevada |
|---|---|
| Wildfire Likelihood | 4% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREAT BASIN WATER CO SPRING CREEK MHP private · serves 3,640 people · EPA ID NV0005027 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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