Elko County property record for 208 Cascade Dr, Spring Creek, NV 89815
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,584 sqft · built 1991 |
| Lot Size | 4.73 acres (206,039 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Aug 2025) |
| Tax Bill | $2,147 (2026) |
| Deeds & Mortgages | Aug 2022 Mortgage Oct 2021 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-010-044 |
| Primary APN | 052-010-044 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| Gross Area | 3,168 sqft |
| 1st Floor Area | 1,584 sqft |
| Basement Area | 1,008 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 206,039 sqft |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 140 sqft |
|---|---|
| Patio Area | 140 sqft |
| Shed | 1 Shed |
| Shed Area | 130 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 208 CASCADE DR |
|---|---|
| City | SPRING CREEK |
| State | NV |
| Zip | 89815-5124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | TRACT 102 SPRING CREEK CORPORATION FILE 60405,AS AMENDED BY ROS BLA FILE 347242 AND DOC 808/372,LAND GAINED DESC AS FOLLOWS:, |
| Legal Subdivision | SPRING CREEK TRACT 102 |
| Legal Tract | 102 |
| Legal Block | 10 |
| Legal Lot Number | 44 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 951403 |
208 Cascade Dr is owned and occupied by two individuals who bought it in August 2025.
Source: Elko County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 208 CASCADE DR, SPRING CREEK, NV 89815-5124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2022 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Oct 8, 2021 | Bargain and Sale Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Feb 10, 2017 | Deed of Trust, Mortgage · VA Mortgage CITYWIDE HMS LNS |
| Feb 23, 2017 | Re-recorded Document · VA Mortgage CITYWIDE HOME LOANS |
| Feb 23, 2017 | Quit Claim Deed STEWART TITLE |
| Feb 10, 2017 | Affidavit of Death, Transfer STEWART TITLE |
| Feb 10, 2017 | Grant Deed, Transfer · VA Mortgage CITYWIDE HMS LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2025 · Amount on File |
| Deed Sale | Aug 27, 2025 · Amount on File |
| Prior Sale | Oct 8, 2021 · Amount on File |
| Deed Document Number | 2025853923 |
| Prior Transfer Date | Jan 27, 2017 |
| Prior Transfer Doc | 0000721871 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 208 CASCADE DR, SPRING CREEK, NV 89815-5124 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 208 CASCADE DR, SPRING CREEK, NV 89815-5124 |
| Document Number | 0000809598 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | 809598 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 351 Months |
| Due | Nov 1, 2051 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Oct 8, 2021 |
| Property Address | 208 CASCADE DR, SPRING CREEK, NV 89815-5124 |
| Document Number | 0000795746 |
| Instrument Date | Sep 22, 2021 |
| Instrument | 795746 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO OF NV |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,072.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 251 S COCHISE LN, 251, BENSON, AZ 85602-6925 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 208 CASCADE DR, SPRING CREEK, NV 89815-5124 |
| Document Number | 0000795747 |
|---|---|
| Date | Oct 8, 2021 |
| Instrument | 795747 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 208 CASCADE DR, SPRING CREEK, NV 89815-5124 |
| Document Number | 0000722308 |
| Instrument Date | Feb 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 208 CASCADE DR SPRING CREEK NV 898155124, SPRING CREEK, NV 89815-5124 |
| Document Number | 0000722308 |
|---|---|
| Date | Feb 23, 2017 |
| Instrument | 722308 |
| Name | CITYWIDE HMS LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | SANDY, UT 84070 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 22, 2047 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Feb 23, 2017 |
| Property Address | 208 CASCADE DR, SPRING CREEK, NV 89815-5124 |
| Document Number | 0000722307 |
| Map Reference | FILE60405 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 722307 |
| Record Updated | Aug 3, 2021 |
| Title Company | STEWART TITLE ELKO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 843 MESQUITE SPRINGS DR, 843, MESQUITE, NV 89027-2323 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 146, ELKO, NV 89803-0146 |
| Document Number | 0000722308 |
|---|---|
| Date | Feb 23, 2017 |
| Instrument | 722308 |
| Name | CITYWIDE HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Feb 23, 2017 |
| Property Address | 208 CASCADE DR, SPRING CREEK, NV 89815-5124 |
| Document Number | 0000722306 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 722306 |
| Record Updated | Mar 14, 2017 |
| Title Company | STEWART TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 843 MESQUITE SPRINGS DR #102 MESQUITE NV 890272323, 102, MESQUITE, NV 89027-2323 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Feb 10, 2017 |
| Property Address | 208 CASCADE DR, SPRING CREEK, NV 89815-5124 |
| Document Number | 0000721871 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 721871 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2017 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 843 MESQUITE SPRINGS DR #102 MESQUITE NV 890272323, 102, MESQUITE, NV 89027-2323 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Feb 10, 2017 |
| Property Address | 208 CASCADE DR, SPRING CREEK, NV 89815-5124 |
| Document Number | 0000721872 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 721872 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $752.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 146 ELKO NV 898030146, ELKO, NV 89803-0146 |
| Document Number | 721873 |
|---|---|
| Date | Feb 10, 2017 |
| Instrument | 721873 |
| Name | CITYWIDE HMS LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | SANDY, UT 84070 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 9, 2047 |
The 2026 property tax bill for 208 Cascade Dr was $2,147, down 2.3% from the year before.
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,147.00 (-2.32%) | $80,111 (-2.35%) Land $21,700 Building $58,411 | $228,889 (-2.35%) Land $62,000 Building $166,889 |
| 2025 | $2,198.00 | $82,039 Land $21,700 Building $60,339 | $234,397 Land $62,000 Building $172,397 |
| 2023 | $1,919.00 (+7.99%) | $74,921 (+12.96%) Land $16,800 Building $58,121 | $214,060 (+12.96%) Land $48,000 Building $166,060 |
| 2022 | $1,777.00 | $66,325 Land $16,800 Building $49,525 | $189,500 Land $48,000 Building $141,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 208 Cascade Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 208 Cascade Dr is extreme, ranking above 99.4% of the US, with a 4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99.4% of the US · above 96% of Nevada |
|---|---|
| Wildfire Likelihood | 4% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREAT BASIN WATER CO SPRING CREEK MHP private · serves 3,640 people · EPA ID NV0005027 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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