1917 Summit Ridge Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 1917 Summit Ridge Rd, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,480 sqft · built 2006
Lot Size	0.263 acres (11,482 sqft)
Owner	Individual Name on Record
Last Sale	$457,900 (Sep 2006)
Tax Bill	$4,706 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-05-26-014264-005-78`

Property Details

APN / Parcel Number

Primary APN	`08-05-26-014264-005-78`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,480 sqft Heated Area
Gross Area	5,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,482 sqft (0.263 acres)
Garage Area	984 sqft
Porch	Porch
Porch Area	736 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1917 SUMMIT RIDGE RD
City	FLEMING ISLAND
State	FL
Zip	32003-4967
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 78 SPRING CREEK @ EAGLE HARBOR AS REC O R 2785 PG 1957
Legal Range	26
Legal Township	05
Legal Section	08
Legal Subdivision	SPRING CREEK
Legal Lot Number	78
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1026
Census Tract	30707

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1917 SUMMIT RIDGE RD, FLEMING ISLAND, FL 32003-4967
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2006 · Amount on Record
Deed Sale	Sep 6, 2006 · Amount on Record
Prior Sale	Sep 23, 2005 · Amount on Record
Deed Document Number	2006062309
Deed Book / Page	2785 / 1957
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1917 SUMMIT RIDGE RD, FLEMING ISLAND, FL 32003-4967
Transaction Type	Mortgage
Record Updated	May 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1917 SUMMIT RIDGE RD, FLEMING ISLAND, FL 32003-4967

Mortgage

Document Number	0044551286
Date	May 12, 2021
Book Page	4455/1286
Instrument	2021029487

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	305 Months
Due	Oct 1, 2046

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,706.00 (-31.01%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$353,709 (+5.99%)	$638,692 (+7.36%) Land $85,000 Building $553,692
2023	$6,821.00 (+5.07%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$333,730 (+3%)	$594,928 (+18.82%) Land $85,000 Building $509,928
2022	$6,492.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$324,010	$500,707 Land $60,000 Building $440,707

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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