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1916 Summit Ridge Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 1916 Summit Ridge Rd, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,452 sqft · built 2005
Lot Size0.239 acres (10,451 sqft)
Owner2 Individual Names on File
Last Sale$455,000 (Jun 2019)
Tax Bill$5,180 (2025)
Deeds & MortgagesJun 2019 Sale & Mortgage
Jan 2019 Sale
Flood ZoneZone X (minimal risk)
APN08-05-26-014264-005-46

Property Details

APN / Parcel Number

Primary APN08-05-26-014264-005-46

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,452 sqft Heated Area
Gross Area4,682 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,451 sqft (0.239 acres)
Garage Area628 sqft

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area270 sqft
PorchPorch
Porch Area602 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1916 SUMMIT RIDGE RD
CityFLEMING ISLAND
StateFL
Zip32003-4963
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 46 SPRING CREEK @ EAGLE HARBOR AS REC O R 4201 PG 337
Legal Range26
Legal Township05
Legal Section08
Legal SubdivisionSPRING CREEK
Legal Lot Number46
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group1
Census Block1023
Census Tract30707

Owner

1916 Summit Ridge Rd is owned and occupied by two individuals who bought it in June 2019.

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address1916 SUMMIT RIDGE RD, FLEMING ISLAND, FL 32003-4963
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2019Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Jan 18, 2019Quit Claim Deed, Transfer
WATSON TITLE SERVICES/N FL INC, WATSON TITLE SVCS/N FL INC

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleJun 12, 2019 · Amount on File
Deed SaleJun 12, 2019 · Amount on File
Prior SaleJan 18, 2019
Deed Document Number2019030297
Deed Book / Page4201 / 0337
Record UpdatedJun 8, 2026

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateJun 12, 2019
Property Address1916 SUMMIT RIDGE RD, FLEMING ISLAND, FL 32003-4963
Document Number0042010337
Book / Page4201 / 0337
Map ReferenceMB 42 PG 28-36
Instrument DateMay 16, 2019
Instrument2019030297
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyGIBRALTAR TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,185.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address275 1ST ST S # S603, 275, JACKSONVILLE BEACH, FL 32250-6743

Transferred To (Grantee/Buyer)

NameVerified Name
Address1916 SUMMIT RIDGE RD, FLEMING ISLAND, FL 32003-4963

Mortgage

Document Number0004201339
DateJun 12, 2019
Instrument4201/339
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2049

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY FL
Recording DateJan 18, 2019
Property Address1916 SUMMIT RIDGE RD, FLEMING ISLAND, FL 32003-4963
Document Number0041580860
Book / Page004158 / 000860
Instrument DateJan 6, 2019
Instrument3498
Transaction TypeTransfer
Record UpdatedFeb 8, 2019
Title CompanyWATSON TITLE SERVICES/N FL INC, WATSON TITLE SVCS/N FL INC

Transaction

AmountAmount on Record
Tax$2,625.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1916 SUMMIT RIDGE RD FLEMING ISLAND FL 320034963, FLEMING ISLAND, FL 32003-4963

Tax Assessment & Valuation

The 2025 property tax bill for 1916 Summit Ridge Rd was $5,180 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,180.00 Homeowner's exemption$379,774$632,480 Land $100,000 Building $532,480
2023$6,987.00 (+4.97%) Homeowner's exemption$339,698 (+3%)$572,583 (+19.65%) Land $100,000 Building $472,583
2022$6,656.00 Homeowner's exemption$329,804$478,557 Land $70,000 Building $408,557

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1916 Summit Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 90 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies90 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1916 Summit Ridge Rd is moderate, ranking above 47% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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