1908 Summit Ridge Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 1908 Summit Ridge Rd, Fleming Island, FL 32003 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,990 sqft · built 2005
Lot Size	0.226 acres (9,876 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Nov 2019)
Tax Bill	$4,803 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-05-26-014264-005-44`

Property Details

APN / Parcel Number

Primary APN	`08-05-26-014264-005-44`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,990 sqft Heated Area
Gross Area	4,102 sqft Gross Area
Stories	2 Stories
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,876 sqft (0.226 acres)
Garage Area	716 sqft Garage
Porch	Porch
Porch Area	396 sqft Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1908 SUMMIT RIDGE RD
City	FLEMING ISLAND
State	FL
Zip	32003-4963
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 SPRING CREEK @ EAGLE HARBOR O R 4254 PG 2125
Legal Range	26
Legal Township	05
Legal Section	08
Legal Subdivision	SPRING CREEK
Legal Lot Number	44
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1023
Census Tract	30707

Owner

Source: Clay County records · APN 08-05-26-014264-005-44

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1908 SUMMIT RIDGE RD, FLEMING ISLAND, FL 32003-4963
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Prior Sale	Mar 01, 2011 · Amount on Record
Deed Document Number	2019063222
Deed Book / Page	4254 / 2125
Record Updated	Jun 08, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Nov 26, 2019
Property Address	1908 SUMMIT RIDGE RD, FLEMING ISLAND, FL 32003-4963
Document Number	0042542125
Book / Page	004254 / 002125
Instrument Date	Nov 09, 2019
Instrument	63222
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1908 SUMMIT RIDGE RD FLEMING ISLAND FL 320034963, FLEMING ISLAND, FL 32003-4963

Mortgage

Document Number	42542127
Date	Nov 26, 2019
Book Page	004254/002127
Instrument	63223

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,803.00 (-30.55%) Homeowner's exemption	$355,077 (+5.99%)	$545,412 (+6.87%) Land $100,000 Building $445,412
2023	$6,916.00 (+4.99%) Homeowner's exemption	$335,020 (+3%)	$510,331 (+20.2%) Land $100,000 Building $410,331
2022	$6,587.00 Homeowner's exemption	$325,263	$424,552 Land $70,000 Building $354,552

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 18% of Florida
Wildfire Likelihood	About 1 in 1,471 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.