1924 Summit Ridge Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 1924 Summit Ridge Rd, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,396 sqft · built 2004
Lot Size	0.229 acres (9,958 sqft)
Owner	Individual Name on File
Last Sale	$482,400 (Apr 2021)
Tax Bill	$7,167 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-05-26-014264-005-48`

Property Details

APN / Parcel Number

Primary APN	`08-05-26-014264-005-48`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,396 sqft Living Area
Gross Area	4,338 sqft
1st Floor Area	2,915 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,958 sqft (0.229 acres)
Garage Type	Attached
Garage Area	634 sqft
Porch	Finished Screened Porch
Porch Area	668 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1924 SUMMIT RIDGE RD
City	FLEMING ISLAND
State	FL
Zip	32003-4963
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 48 SPRING CREEK @ EAGLE HARBOR AS REC OR 4438 PG 1211
Legal Range	26E
Legal Township	05S
Legal Section	08
Legal Subdivision	SPRING CREEK
Legal Lot Number	48
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1023
Census Tract	30707

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1924 SUMMIT RIDGE RD, FLEMING ISLAND, FL 32003-4963
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2021 · Amount on File
Deed Sale	Apr 5, 2021 · Amount on File
Prior Sale	Jun 26, 2015 · Amount on File
Deed Document Number	202120590
Deed Book / Page	4438 / 1211
Prior Transfer Date	Mar 1, 2010
Prior Transfer Doc	0032180205
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 5, 2021
Property Address	1924 SUMMIT RIDGE RD, FLEMING ISLAND, FL 32003-4963
Document Number	0044381211
Book / Page	4438 / 1211
Map Reference	MB 42 PG 28-36
Instrument Date	Mar 25, 2021
Instrument	2021020590
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,376.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1018 HETH PL, 1018, WINCHESTER, VA 22601-6735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1924 SUMMIT RIDGE RD, FLEMING ISLAND, FL 32003-4963

Mortgage

Document Number	0044381213
Date	Apr 5, 2021
Instrument	4438/1213

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,167.00 (+4.66%) Homeowner's exemption	$510,105 (+5.99%)	$598,397 (+7.99%) Land $100,000 Building $498,397
2024	$6,848.00 (-25.05%)
2023	$9,137.00 (+4.45%) Homeowner's exemption	$481,291 (+3%)	$554,120 (+18.59%) Land $100,000 Building $454,120
2022	$8,748.00 Homeowner's exemption	$467,273 Land $70,000 Building $397,273	$467,273 Land $70,000 Building $397,273

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 90 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20