1913 Arroyo Ave, Oceanside, CA 92056 Property Records

San Diego County property record for 1913 Arroyo Ave, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,217 sqft · built 2015
Lot Size	0.164 acres (7,152 sqft)
Owner	2 Individual Names on Record
Last Sale	$555,000 (Sep 2015)
Tax Bill	$5,490 (2025)
Deeds & Mortgages	Aug 2023 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`162-400-22-00`

Property Details

APN / Parcel Number

Primary APN	`162-400-22-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,217 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	7,152 sqft (0.164 acres)
Lot Dimensions	105 ft deep x 72 ft wide
View / Lot	Good
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1913 ARROYO AVE
City	OCEANSIDE
State	CA
Zip	92056-2910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 62 TR 008401
Legal Subdivision	OCEANSIDE CANYON
Legal Tract	008401
Legal Block	2
Legal Lot Number	62
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2006
Census Tract	19304

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1913 ARROYO AVE, OCEANSIDE, CA 92056-2910
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Deed of Trust, Mortgage FRANKLIN SOTO LEEDS LLP
May 1, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2015 · Amount on Record
Deed Sale	Sep 18, 2015 · Amount on Record
Prior Sale	Jul 3, 2014 · Amount on Record
Deed Document Number	2015495607
Prior Transfer Date	May 27, 1997
Prior Transfer Doc	0000249324
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1913 ARROYO AVE, OCEANSIDE, CA 92056-2910
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1913 ARROYO AVE, OCEANSIDE, CA 92056-2910

Mortgage

Document Number	0000217062
Date	Aug 10, 2023
Instrument	2023-0217062

Lender

Name	FRANKLIN SOTO LEEDS LLP
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92101

Agreement

Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1913 ARROYO AVE, OCEANSIDE, CA 92056-2910
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000221948
Date	May 1, 2020
Instrument	2020-0221948

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Aug 1, 2046

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$669,865 (+2%) Land $181,043 Building $488,822
2025	$5,490.00 (+6.93%)	$656,732 (+4.04%) Land $177,494 Building $479,238
2023	$5,134.00 (+17.13%)	$631,232 Land $170,602 Building $460,630
2022	$4,383.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, Verizon.

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