1918 Arroyo Ave, Oceanside, CA 92056 Property Records

San Diego County property record for 1918 Arroyo Ave, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,610 sqft · built 1978
Lot Size	0.198 acres (8,610 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,000 (Oct 2017)
Tax Bill	$6,542 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`162-400-44-00`

Property Details

APN / Parcel Number

Primary APN	`162-400-44-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,610 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	8,610 sqft (0.198 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1918 ARROYO AVE
City	OCEANSIDE
State	CA
Zip	92056-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 74 TR 008401
Legal Subdivision	OCEANSIDE CANYON
Legal Tract	008401
Legal Block	2
Legal Lot Number	74
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2007
Census Tract	19304

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1918 ARROYO AVE, OCEANSIDE, CA 92056-2909
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage MDC FINANCIAL SERVICE GROUP INC MDC FINANCIAL SERVICE GROUP INC
Oct 17, 2017	Grant Deed, Transfer · Conventional Mortgage MDC FINANCIAL SERVICE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2017 · Amount on Record
Deed Sale	Oct 17, 2017 · Amount on Record
Prior Sale	Nov 12, 2010 · Amount on Record
Deed Document Number	2017481293
Prior Transfer Date	Mar 4, 2014
Prior Transfer Doc	0000100018
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1918 ARROYO AVE, OCEANSIDE, CA 92056-2909
Document Number	0000444369
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1918 ARROYO AVE OCEANSIDE CA 920562909, OCEANSIDE, CA 92056-2909

Mortgage

Document Number	0000444369
Date	Aug 10, 2020
Instrument	444369

Lender

Name	MDC FINANCIAL SERVICE GROUP INC MDC FINANCIAL SERVICE GROUP INC
Type	Bank
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 17, 2017
Property Address	1918 ARROYO AVE, OCEANSIDE, CA 92056-2909
Document Number	0000481293
Map Reference	MAP8401
Instrument Date	Oct 10, 2017
Instrument	2017-0481293
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE SAN DIE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1918 ARROYO AVE, OCEANSIDE, CA 92056-2909

Mortgage

Document Number	0000481294
Date	Oct 17, 2017
Instrument	2017-0481294

Lender

Name	MDC FINANCIAL SERVICE GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$586,086 (+2%) Land $390,727 Building $195,359
2025	$6,542.00 (+8.64%)	$574,595 (+4.04%) Land $383,066 Building $191,529
2023	$6,022.00 (+0.25%)	$552,285 Land $368,192 Building $184,093
2022	$6,007.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, Verizon.

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