1903 Arroyo Ave, Oceanside, CA 92056 Property Records

San Diego County property record for 1903 Arroyo Ave, Oceanside, CA 92056 · Last verified July 2026

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 2 ba · 2,581 sqft · built 1978
Lot Size	0.169 acres (7,379 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jan 2021)
Tax Bill	$5,368 (2025)
Deeds & Mortgages	Jul 2023 Construction Loan Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`162-400-25-00`

Property Details

APN / Parcel Number

Primary APN	`162-400-25-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,581 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	7,379 sqft (0.169 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	1903 ARROYO AVE
City	OCEANSIDE
State	CA
Zip	92056-2910
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 65 TR 008401
Legal Subdivision	OCEANSIDE CANYON
Legal Tract	008401
Legal Block	2
Legal Lot Number	65
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2006
Census Tract	19304

Owner

Source: San Diego County records · APN 162-400-25-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3569 PASEO DE LOS CALIFORNIANOS, 259, OCEANSIDE, CA 92056-4176
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 07, 2023	Intrafamily Transfer, Transfer · Construction Mortgage NEW AMERICAN FUNDING
Jan 07, 2021	Grant Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 07, 2021 · Amount on Record
Deed Sale	Jan 07, 2021 · Amount on Record
Prior Sale	Feb 12, 1986 · Amount on Record
Deed Document Number	202112434
Last Transfer Date	Jun 28, 2023
Transfer Doc	0000178100
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 07, 2023
Property Address	1903 ARROYO AVE, OCEANSIDE, CA 92056-2910
Document Number	0000178100
Map Reference	MAP 8401
Instrument Date	Jun 28, 2023
Instrument	2023-0178100
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3569 PASEO DE LOS CALIFORNIANOS UNIT 259, 259, OCEANSIDE, CA 92056-4176

Mortgage

Document Number	0000178101
Date	Jul 07, 2023
Instrument	2023-0178101

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jul 01, 2054

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 07, 2021
Property Address	1903 ARROYO AVE, OCEANSIDE, CA 92056-2910
Document Number	0000012434
Map Reference	MAP 8401
Instrument Date	Dec 03, 2020
Instrument	2021-0012434
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1903 ARROYO AVE, OCEANSIDE, CA 92056-2910
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012435
Date	Jan 07, 2021
Instrument	2021-0012435

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	5%
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	11%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$715,020 (+51.94%) Land $276,020 Building $439,000
2025	$5,368.00 (+88.02%)	$470,608 (+80.93%) Land $270,608 Building $200,000
2023	$2,855.00 (+0.25%)	$260,100 (+2%) Land $260,100
2022	$2,848.00	$255,000 Land $255,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730193042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 554 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Generate-Ubiquity Holdings, AT&T, Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Arroyo Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures