San Diego County property record for 1906 Arroyo Ave, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,610 sqft · built 1978 |
| Lot Size | 0.179 acres (7,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $176,000 (Jan 1989) |
| Tax Bill | $3,703 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 162-400-41-00 |
| Primary APN | 162-400-41-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,610 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 7,780 sqft (0.179 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1906 ARROYO AVE |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-2909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 77 TR 008401 |
| Legal Subdivision | OCEANSIDE CANYON |
| Legal Tract | 008401 |
| Legal Block | 2 |
| Legal Lot Number | 77 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 19304 |
Source: San Diego County assessment roll, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1906 ARROYO AVE, OCEANSIDE, CA 92056-2909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage USAA |
| Apr 12, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 26, 1989 · Amount on Record |
| Deed Sale | Jan 26, 1989 · Amount on Record |
| Prior Sale | Feb 19, 1986 · Amount on Record |
| Deed Document Number | 198943110 |
| Last Transfer Date | Jul 27, 2001 |
| Transfer Doc | 0000323341 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1906 ARROYO AVE, OCEANSIDE, CA 92056-2909 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1906 ARROYO AVE, OCEANSIDE, CA 92056-2909 |
| Document Number | 0000291284 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 2021-0291284 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1906 ARROYO AVE, OCEANSIDE, CA 92056-2909 |
| Document Number | 0000199816 |
| Instrument Date | May 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1906 ARROYO AVE OCEANSIDE CA 920562909, OCEANSIDE, CA 92056-2909 |
| Document Number | 0000199816 |
|---|---|
| Date | May 17, 2018 |
| Instrument | 199816 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 16, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 12, 2018 |
| Property Address | 1906 ARROYO AVE, OCEANSIDE, CA 92056-2909 |
| Document Number | 0000144951 |
| Instrument Date | Apr 10, 2018 |
| Instrument | 144951 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1906 ARROYO AVE OCEANSIDE CA 920562909, OCEANSIDE, CA 92056-2909 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $336,847 (+2%) Land $71,103 Building $265,744 | |
| 2025 | $3,703.00 (+8.72%) Homeowner's exemption | $330,243 (+4.04%) Land $69,709 Building $260,534 |
| 2023 | $3,406.00 (+0.29%) Homeowner's exemption | $317,421 Land $67,003 Building $250,418 |
| 2022 | $3,396.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 975 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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