1912 Four Winds Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1912 Four Winds Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1955
Lot Size	0.379 acres (16,500 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Aug 2026)
Tax Bill	$2,818 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8914-23-330-008`

Property Details

APN / Parcel Number

Primary APN	`8914-23-330-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Finished Basement	500 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,500 sqft (0.379 acres)
Lot Dimensions	165 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	220 sqft
Deck Area	144 sqft
Patio Area	492 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1912 FOUR WINDS DR
City	CEDAR FALLS
State	IA
Zip	50613-6431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE PARK LOT 6 & THAT PART LYING BETWEEN S LINE LOT 6 & N LINE CONTINENTAL HEIGHTS ESTATES
Legal Range	14W
Legal Township	89N
Legal Section	23
Legal Subdivision	BROOKSIDE PARK
Legal Lot Number	6
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	1
Census Block	1000
Census Tract	2606

Owner

Source: Black Hawk County records · APN 8914-23-330-008

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1912 FOUR WINDS DR, CEDAR FALLS, IA 50613-6431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Mar 07, 2025	Deed, Transfer · Conventional Mortgage FARMERS STATE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 12, 2026 · Amount on Record
Deed Sale	Aug 12, 2026 · Amount on Record
Prior Sale	Mar 07, 2025 · Amount on Record
Deed Document Number	202612095
Prior Transfer Date	Feb 26, 2025
Prior Transfer Doc	0000012895
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 12, 2026
Property Address	1912 FOUR WINDS DR, CEDAR FALLS, IA 50613-6431
Document Number	0000012095
Instrument Date	Aug 09, 2026
Instrument	202612095
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$44,359.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1912 FOUR WINDS DR, CEDAR FALLS, IA 50613-6431

Mortgage

Document Number	0000012096,
Date	Aug 12, 2026
Instrument	202612096

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2056

Interest

Rate	4%
Max Rate	-1%

March 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 07, 2025
Property Address	1912 FOUR WINDS DR, CEDAR FALLS, IA 50613-6431
Document Number	0202503065
Instrument Date	Mar 06, 2025
Instrument	2025-03065
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1912 FOUR WINDS DR, CEDAR FALLS, IA 50613-6431

Mortgage

Document Number	0202503067
Date	Mar 07, 2025
Instrument	2025-03067

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2055

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,818.00 Homeowner's exemption	$242,260 (+16.75%) Land $34,130 Building $208,130	$242,260 (+16.75%) Land $34,130 Building $208,130
2024	$2,818.00 (-3.03%)
2023		$207,510 (+22.27%) Land $34,130 Building $173,380	$207,510 (+22.27%) Land $34,130 Building $173,380
2022	$2,906.00 Homeowner's exemption	$169,710 Land $34,130 Building $135,580
2021			$169,710 Land $34,130 Building $135,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Apr 2008 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cedar Falls Municipal Communications Utility Fiber	10,000 / 10,000
AMG Technology Investment Group Fixed Wireless	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: LTD Broadband.

Based on FCC filings for 185 locations within half a mile of this property.

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